Two ETFs to Redefine Retirement Income in 2026

The JPMorgan Equity Premium Income ETF (JEPI) offers an 8.38% yield with monthly dividends and a 5.83% year-to-date return in 2025. It uses an options strategy that limits upside but protects downside during market volatility. The Vanguard Total Stock Market ETF (VTI) yields 1.16% and has delivered 15.26% total returns in 2025. These ETFs are suitable for retirees seeking a new income mix and can provide structured monthly payments while allowing a portfolio to grow.