Eastern Bankshares Reports Q4 FY25 Net Income of $99.5mln, Operating Income of $94.7mln.

• Eastern Bankshares reports Q4 2025 net income of $99.5m, or $0.46 per diluted share. • GAAP tax benefit and non-operating merger-related costs included in net income. • Operating net income of $94.7m, or $0.44 per diluted share. • Return on average assets of 1.36%, or 1.30% on an operating basis. • Return on average tangible common equity of 14.4%, or 13.8% on an operating basis. • Period-end loans increased $4.7bn linked quarter, driven by commercial lending results. • Wealth assets reached a record high of $10.1bn.