Dividend Powerhouses: Why Regency Centers, Independent Bank, and Peoples Bancorp Are Must-Have Income Stocks

In an era of economic uncertainty and fluctuating interest rates, income-focused investors are increasingly turning to dividend growth stocks that combine consistent payouts with long-term reliability. Regency Centers (REG), Independent Bank (INDB), and Peoples Bancorp (PEBO) stand out as exemplary candidates in this category. Their Q3 2025 financial results, coupled with decades of dividend consistency and growth, make them compelling additions to any passive-income portfolio.

Regency Centers: A REIT with Resilient Growth

Regency Centers, a leading real estate investment trust (REIT), delivered robust Q3 2025 results, with revenues of $387.57 million and earnings per share (EPS) of $1.15, both exceeding analyst expectations. The company also announced a 7.1% dividend increase to $0.755 per share, payable on January 6, 2026 according to its investor announcement. This marks the 12th consecutive year of dividend growth for the REIT, reflecting its disciplined capital allocation and strong tenant demand.

Historically, Regency Centers has demonstrated a compound annual growth rate of 3.7% in dividends since 2014. Its current yield of 4.3% offers an attractive balance between income and growth potential, particularly in a rising-rate environment where REITs often face challenges. The company's focus on high-barrier retail locations and its expanding development pipeline further solidify its long-term appeal as highlighted in analysis.

Independent Bank: A Stable Financial Sector Play

Independent Bank, a regional banking giant, reported Q3 2025 revenues of $243.74 million, narrowly missing consensus estimates but delivering EPS of $1.55, which beat expectations. While the company maintained its quarterly dividend at $0.59 per share, its long-term dividend growth trajectory remains impressive. Data from 2010 to 2025 indicates a 10-year CAGR of 3.76% and a 5-year CAGR of 3.47%, underscoring its commitment to shareholder returns.

With a trailing twelve months (TTM) dividend of $2.36 and a yield of 3.68%, Independent Bank offers a blend of stability and moderate growth. Its consistent performance, even in volatile markets, is a testament to its strong loan portfolio and prudent risk management. For income investors seeking a financial sector staple, INDB's 37-year dividend history provides reassurance of its durability.

Peoples Bancorp: A 52-Year Dividend Champion

Peoples Bancorp, a regional bank with a storied history, has paid dividends for 52 consecutive years-a rare feat in today's market. Its Q3 2025 results were equally impressive, with revenues of $118.51 million and EPS of $0.83, both surpassing forecasts. The company maintained its dividend at $0.41 per share, aligning with its conservative approach to capital preservation.

Beyond its unbroken dividend streak, Peoples Bancorp's financial metrics are equally compelling. A tangible book value per share of $22.05 and a net income of $29.5 million in Q3 2025 highlight its operational strength. Notably, insider confidence in the stock was reinforced by Director Kevin R. Reeves' purchase of 1,250 shares at $29.11 apiece on November 11, 2025 as reported in Seeking Alpha. For income investors, PEBO's combination of historical reliability and insider support makes it a standout choice.

Why These Stocks Belong in Every Income Portfolio

The trio of Regency Centers, Independent Bank, and Peoples Bancorp exemplifies the principles of dividend growth investing: consistency, resilience, and long-term value creation. While Regency Centers and Independent Bank offer moderate growth with defensive characteristics, Peoples Bancorp's 52-year dividend streak provides a rare anchor of stability. Together, they span sectors (real estate and banking) and geographies, offering diversification benefits in a volatile market.

For investors prioritizing passive income, these stocks represent a rare trifecta: reliable payouts, disciplined management, and strong fundamentals. As Q3 2025 results demonstrate, they are well-positioned to navigate macroeconomic headwinds while continuing to reward shareholders through dividends and growth.