DeCard Luminaries: Premium Visa Card for Stablecoin Balance Spending

DeCard by DCS has launched DeCard Luminaries, a premium Visa credit card that enables users to fund everyday purchases with available stablecoin balance at Visa-accepting merchant locations. The card offers enhanced privileges, lifestyle rewards, and seamless global access, building on the company's flagship DeCard product. The launch follows the introduction of the original DeCard Visa card in May 2025.

DeCard by DCS has introduced DeCard Luminaries, a premium Visa credit card that allows users to fund everyday purchases with available stablecoin balances at Visa-accepting merchant locations. The card offers enhanced privileges, lifestyle rewards, and seamless global access, building on the company's flagship DeCard product. The launch follows the introduction of the original DeCard Visa card in May 2025.

DeCard Luminaries is designed to meet the needs of Web3 visionaries, C-Suite executives, and influential community leaders seeking more than just payment solutions. The card offers global acceptance at more than 150 million Visa-accepting merchant locations worldwide, one of the most competitive FX rates in the market, and up to 10% cashback (capped at US$200 per month) with high spending limits. Cardholders also enjoy privileges including 24/7 Visa Concierge services, two complimentary airport lounge visits annually, and travel accident insurance coverage of up to US$1 million. Beyond travel benefits, cardholders can gain access to exclusive lifestyle rewards such as special previews, curated events, and tailored offers. The card is currently offered in a virtual format, with an exclusive premium metal card coming soon. An annual membership fee of USD388 applies.

The launch of DeCard Luminaries follows the global stablecoin market's growth, which has more than doubled in size over the past two years—from US$125 billion to approximately US$255 billion as of June 2025 DeCard and Visa Launch DeCard Luminaries, a Premium Credit Card for Web3 Visionaries^[2]. This growth is driven by regulatory clarity in the U.S. and Europe, creating a more defined framework for issuers and paving the way for broader adoption. Against this backdrop, the launch of DeCard Luminaries is well-timed, helping turn digital assets into real-world payment solutions.

The card is powered by DCS and backed by over 50 years of card-issuing heritage, blending trust with Web3 innovation. Evolving from its roots as Diners Club Singapore, DCS is now a next-gen global payments provider, delivering secure, compliant, and innovative solutions.

DeCard Luminaries is set to be launched at the Token2049 Singapore 2025 event, with early members having the option to select a limited-time welcome package valued at up to S$1,700, redeemable at the DeCard booth on 1–2 October 2025.