Customers Bancorp Q4 Earnings Call Highlights: Strong Profitability, Deposit and Loan Growth, and Expanded Payments Capabilities

Customers Bancorp reported strong profitability, deposit and loan growth, and expanding payments capabilities in 2025. Deposits grew by $2 billion, or 10%, while loans increased by 15%. The company posted record net interest income, a 6-point drop in efficiency ratio, and a 14% increase in tangible book value per share. Core EPS reached $2.06 in Q4 and $7.61 for the full year, up 36% from 2024.