Credit Saison to boost lending in India, Nikkei says

Credit Saison to boost lending in India, Nikkei says

Credit Saison, a leading Japanese financial services company, is planning to expand its lending operations in India. The company, known for its uncollateralized loans, aims to diversify its offerings to include real-estate-backed loans for small businesses, particularly in areas outside major cities. This expansion is part of a broader strategy to capitalize on the growing Indian economy, which is projected to become the world's second-largest economy by 2075 [2].

The move follows a report by Nikkei, which highlighted the potential for growth in the Indian lending market. Credit Saison's expansion is expected to boost demand for its services, particularly in the small business sector, which is a significant driver of economic growth in India. The company aims to tap into the vast market of micro, small, and medium enterprises (MSMEs) that currently face a significant funding gap.

The expansion is also driven by the growing demand for real-estate-backed loans, which are becoming increasingly popular among small businesses. According to Nikkei, the Indian hospitality sector, for instance, is projected to grow at a rate of 12% annually through 2030, reaching over $30 billion. This growth presents a significant opportunity for lenders like Credit Saison to expand their services.

Credit Saison's plans to expand in India are part of a broader strategy to diversify its portfolio and reduce its reliance on uncollateralized loans. The company aims to leverage its existing expertise in real-estate-backed lending to tap into the Indian market, which is known for its high growth potential and large market size.

The expansion is expected to be a significant boost for the Indian economy, which is currently facing a credit gap of $300 billion. By providing access to capital for small businesses, Credit Saison can help drive economic growth and create jobs, contributing to the country's overall development.

For more information about Credit Saison's expansion plans, visit the Nikkei article [2].

References:
[1] https://www.morningstar.com/news/business-wire/20250826788066/avana-companies-secures-regulatory-approval-to-launch-lending-operations-in-india
[2] https://asia.nikkei.com/business/finance/japan-s-credit-saison-to-boost-indian-lending-with-demand-to-rise