Comerica Pref B ADR CMAPRB 2025Q3 Earnings Preview Upside Ahead on Loan Growth Momentum

Forward-Looking Analysis
Analysts project 5% revenue growth and a 2.5% decline in statutory earnings per share for 2025. Comerica has exceeded estimates in three of the past four quarters, with an average surprise of 13.71%. The company’s Q2 2025 earnings of $1.42 per share beat expectations, driven by a 14% quarter-over-quarter increase. Price targets range from $50 to $75, with several analysts upgrading their outlook due to a rebound in average loan growth. UBS maintains a Neutral rating due to expense concerns, while others like Keefe, Bruyette & Woods highlight Comerica as a "deep-value opportunity."

Historical Performance Review
In Q2 2025, Comerica Pref B ADR reported a net income of $199 million, a 16% increase from the prior quarter, and an EPS of $1.42, up 14% quarter-over-quarter. The bank also maintained a strong capital position with a CET1 ratio of 11.94%.

Additional News
Comerica declared a quarterly cash dividend of $0.71 per share in June 2025, payable on October 1, 2025, to shareholders of record as of September 15. This represents a 4.08% yield and continues the company’s 55-year streak of uninterrupted dividend payments. The company has also expanded into the Southeast and Mountain West markets, enhancing its presence in North Carolina and Colorado. Analysts from Stephens and DA Davidson have raised price targets citing improved loan growth and positive momentum in the second half of 2025.

Summary & Outlook
Comerica Pref B ADR has demonstrated strong earnings momentum and solid capital ratios in Q2 2025, with a rebound in loan growth and consistent dividend payouts reinforcing its financial stability. While revenue growth is expected to continue, statutory earnings per share may face modest pressure. Analysts remain cautiously optimistic, with several upgrading their price targets and viewing Comerica as a deep-value play. With a favorable earnings history and strategic expansion, the outlook for CMAPRB remains bullish, though macroeconomic headwinds like interest rate cuts and trade tensions could introduce near-term volatility.