Citizens Financial Services Inc Director Sells 3,000 Shares

Citizens Financial Services Inc Director Thomas Freeman sold 3,000 shares on August 22, 2025, leaving him with 12,568.9776 shares. The company operates through its subsidiary, First Citizens Community Bank, offering services such as commercial and consumer loans, deposit products, and trust and investment services. The stock is trading at $60, with a price-to-GF-Value ratio of 0.99, indicating that the stock is fairly valued based on its GF Value.

Citizens Financial Services Inc. (CZFS) has been upgraded to a "Strong Buy" rating by Zacks Research, reflecting a positive outlook on the company's earnings potential [1]. This upgrade is based on an upward trend in earnings estimates, which is one of the most powerful forces impacting stock prices [1].

The Zacks Consensus Estimate for CZFS for the fiscal year ending December 2025 is $6.90 per share, with analysts steadily raising their estimates over the past three months. The Zacks Consensus Estimate has increased by 5.5% over this period [1]. This upward trend in earnings estimates indicates an improving business outlook for the company.

The Zacks Rank stock-rating system, which uses four factors related to earnings estimates, has classified CZFS in the top 5% of its covered stocks, indicating a superior earnings estimate revision feature. This places CZFS in a strong position to produce market-beating returns in the near term [1].

On August 22, 2025, Director Thomas Freeman sold 3,000 shares of CZFS, leaving him with 12,568.9776 shares. The stock is currently trading at $60, with a price-to-GF-Value ratio of 0.99, indicating that the stock is fairly valued based on its GF Value [2].

References:
[1] https://www.nasdaq.com/articles/citizens-financial-services-czfs-upgraded-strong-buy-what-does-it-mean-stock
[2] Citizens Financial Services Inc. (CZFS) : Free Stock Analysis Report