Citizens Financial's 15min chart shows RSI Overbought and Narrowing Bollinger Bands.

Citizens Financial's 15-minute chart has triggered a reading of overbought conditions on the Relative Strength Index (RSI) and a narrowing of Bollinger Bands as of July 16, 2025 at 15:45. This suggests that the stock price has risen too rapidly and exceeds the support provided by fundamentals, with a decreasing magnitude of stock price fluctuations.

Citizens Financial Group, Inc. (CFG) is set to release its second-quarter 2025 earnings results on July 17, 2025, before the opening bell. Analysts expect the bank to report increased earnings and revenues compared to the year-ago quarter. The company's non-interest income (NII) is anticipated to rise by 3%, while loan demand is expected to show modest growth despite macroeconomic uncertainties [1].

Key factors influencing CFG's Q2 earnings include NII, loans, non-interest income, and expenses. The Federal Reserve's interest rate stability is likely to have supported NII, while demand for commercial and industrial loans and consumer loans remained decent [1]. Additionally, mortgage banking fees and trust and investment services fees are expected to improve due to market volatility and client activity [1].

Technical indicators suggest that CFG's stock price has been overbought as of July 16, 2025, at 15:45, with an RSI reading over 70 and Bollinger Bands narrowing. This indicates that the stock price has risen too rapidly and may be overvalued relative to fundamentals [2]. Investors should monitor these indicators closely to assess the stock's potential for correction.

Analysts have grown increasingly bearish on CFG's revenue estimates, with 10 downward revisions over the last 30 days. The company has missed Wall Street's revenue estimates five times over the last two years. However, the stock has experienced positive sentiment among investors, with share prices up 13.8% over the last month [2].

In conclusion, CFG's Q2 2025 earnings results are expected to show improved performance across various metrics. However, technical indicators suggest that the stock may be overvalued, and investors should exercise caution. The upcoming earnings release will provide more clarity on the company's financial health and future prospects.

References:
[1] https://www.nasdaq.com/articles/rise-nii-fee-income-support-citizens-financials-q2-earnings
[2] https://markets.financialcontent.com/stocks/article/stockstory-2025-7-16-citizens-financial-group-cfg-reports-q2-everything-you-need-to-know-ahead-of-earnings