Chubb Q4 net income per share $2.35, up 5% YoY; combined ratio 84.3%.

• Chubb reports Q4 net income of $558 million, up 5% YoY. • Net income per share $2.35, up from $2.24 in Q4 2013. • Operating income per share at a record $2.29. • Combined ratio is 84.3%. • Net income per share for 2014 is $8.62. • Operating income per share is $7.63. • Combined ratio for 2014 is 88.3%. • Chubb expects 2015 operating income per share to be $7.35-$7.65, including a 4-point catastrophe impact.