Chase Sapphire Reserve vs. Amex Platinum: Which Premium Credit Card is Right for You?

JPMorgan Chase and American Express have raised the annual fees for their premium credit cards, the Chase Sapphire Reserve and American Express Platinum, to $795 and $895, respectively. These cards offer statement credits for specific retailers, but earning value may be challenging due to caps on the amount that can be earned per half year, quarter, or month. The value of the cards depends on individual spending behavior and the types of memberships and subscriptions held.