Catalyst Bancorp Q4 net income $456,000, FY23 net income $2.1mln.

• Catalyst Bancorp reports Q4 net income of $456,000, down from Q3's $489,000. • Diluted EPS at $0.13, down from Q3's $0.13. • Net income for 2025 was $2.1 million, up from a net loss of $3.1 million in 2024. • Loans totaled $170.2 million at year-end 2025, up 3% from Q3. • Net interest margin widens as funding costs decline.