Bitget Wallet and Aave Launch Stablecoin Earn Plus with 10% APY on USDC

Bitget Wallet and Aave have introduced Stablecoin Earn Plus, a product that offers a guaranteed 10% APY on USDC deposits, backed by a $700M fund. The product channels user-supplied USDC into Aave's lending pools and credits interest via aTokens, with Bitget Wallet supplementing borrower interest to produce a predictable 10% APY for eligible deposits up to $10,000. The service emphasizes accessibility and low friction for everyday users, with real-time accrual and instant withdrawals.

Bitget Wallet and Aave have introduced Stablecoin Earn Plus, a yield product that offers a guaranteed 10% APY on USDC deposits. This innovative collaboration combines Aave's on-chain lending infrastructure with Bitget Wallet's proprietary yield subsidies, providing users with stable, dollar-denominated income while maintaining liquidity.

The product channels user-supplied USDC into Aave's overcollateralized lending pools on the Base network. Borrower interest is supplemented by Bitget Wallet's subsidies, ensuring a guaranteed 10% APY on deposits up to $10,000. Users can start with as little as $1, with interest accruing in real time and withdrawals processed in seconds.

This offering doubles typical returns compared to other wallets and exchanges, which often cap yields at around 6%. Traditional bank accounts rarely exceed 2% annually. Over the past 18 months, Aave's yields have even outperformed U.S. Treasuries, making this integration a compelling option for everyday users.

The service emphasizes accessibility and low friction, with no mandatory lockup periods and real-time accrual and instant withdrawals. The Bitget Wallet User Protection Fund, backed by 6,500 BTC worth over $700 million, further strengthens security alongside the transparency of on-chain verification [^NUMBER].

Stani Kulechov, founder of Aave Labs, commented on the launch, stating, "Bitget Wallet is making Aave's yields simple to access for more people globally. By connecting easy-to-use wallets with trusted on-chain markets, everyday savers can now benefit from open and transparent finance." Jamie Elkaleh, CMO of Bitget Wallet, added, "Partnering with Aave allows us to connect institutional-grade yield opportunities with a wider user base. Users can earn higher APY with real-time accrual and withdraw anytime—all within the same wallet they already use for trading, payments, and discovery" [^NUMBER].

As part of the launch, users participating between September 9 and September 15 will benefit from an introductory APY of 18% during the first week. Bitget Wallet plans to expand the offering to additional stablecoins, protocols, and blockchains in the coming months.