Bitcoin News Today: Ray Dalio Advises 15% Gold and Bitcoin for Macro Risk Hedge

Ray Dalio, founder of Bridgewater Associates, has advised investors to allocate 15% of their portfolios to gold and Bitcoin as a hedge against macroeconomic risks, including rising government debt and potential fiat currency devaluation. Speaking on The Master Investor Podcast, Dalio highlighted concerns over the U.S. government’s unsustainable fiscal practices, noting it spends 40% more than it collects in revenue and has accumulated debt six times its annual income. He warned that markets have yet to fully price in these risks, which could lead to significant volatility if triggered by events such as aggressive quantitative easing or a shift in Federal Reserve policy [1].

Dalio emphasized that both gold and Bitcoin serve as insurance against systemic risks, but expressed a clear personal preference for gold. He questioned the feasibility of central banks adopting Bitcoin as a reserve currency, citing its lack of privacy and vulnerability to regulatory or technological disruptions. “Everybody can understand and watch who is doing what transactions on [Bitcoin], so there’s no privacy to it,” he stated, adding that uncertainties around code integrity or protocol changes could undermine its effectiveness as a store of value [2]. Despite these reservations, Dalio acknowledged Bitcoin’s finite supply and transactional advantages, though he admitted his own portfolio holds minimal Bitcoin compared to gold [3].

The recommendation aligns with broader market trends. Gold futures rose to $3,396.70 per ounce in early July 2025, while Bitcoin’s price resilience was supported by institutional inflows and reduced exchange-held supply. Analysts like AJ Bell’s Laith Khalaf echoed Dalio’s caution, describing Bitcoin as a high-risk alternative to gold, which he called a “more solid anchor” for portfolios during economic uncertainty. “Gold tends to increase in price when risk aversion is high,” Khalaf noted, advocating for its use as a diversifier alongside traditional assets [4].

Criticism of gold’s reliability also surfaced. Cryptocurrency analyst Glen Goodman pointed out historical periods where gold underperformed, such as the 1980 inflation crisis, during which investors who held gold for two decades lost 85% of its real value. “Bitcoin’s volatility is undeniable, but gold isn’t without risk either,” Goodman said, challenging the notion of gold as a guaranteed safe haven [5].

Dalio’s advice gained traction amid a backdrop of global macroeconomic shifts. A U.S.-EU trade agreement eased tariffs, while the Federal Reserve’s rate-holding stance amid political pressures created a mixed risk landscape. These developments underscored the appeal of non-correlated assets like gold and Bitcoin in an environment of fiscal uncertainty and central bank policy ambiguity. Bridgewater’s historical approach to navigating market cycles through safe-haven assets reinforced the credibility of Dalio’s latest guidance [6].

The 15% allocation threshold could influence portfolio strategies, particularly among wealth managers seeking to hedge against currency depreciation. However, implementation may vary due to Bitcoin’s volatility compared to gold’s relative stability. Dalio’s emphasis on “radical transparency” in investing—encouraging clients to evaluate assets based on their fundamental role in diversification—reflects his broader philosophy of risk management in fragmented global markets [7].

As investors weigh the merits of gold and Bitcoin, Dalio’s recommendation highlights a strategic pivot toward safeguarding purchasing power. Whether through gold’s time-tested resilience or Bitcoin’s digital innovation, his advice underscores the enduring appeal of non-correlated assets in an era of macroeconomic fragmentation and geopolitical tensions.

Sources:

[1] [Billionaire Ray Dalio Urges Investors to Allocate 15% of Portfolios to Gold and Bitcoin](https://decrypt.co/332083/billionaire-ray-dalio-urges-investors-to-allocate-15-of-portfolios-to-gold-and-bitcoin)

[2] [Bitcoin News Today: Dalio Urges 15% Gold...](https://www.ainvest.com/news/bitcoin-news-today-dalio-urges-15-gold-bitcoin-allocation-hedge-fiat-devaluation-debt-risks-2507/)

[3] [Billionaire Dalio Backs 15% Bitcoin (BTC) or Gold Allocation](https://u.today/billionaire-dalio-backs-15-bitcoin-btc-or-gold-allocation)

[4] [Ray Dalio Recommends 15% Portfolio Allocation to Bitcoin...](https://coinpedia.org/crypto-live-news/ray-dalio-recommends-15-portfolio-allocation-to-bitcoin-or-gold/amp/)

[5] [Forex Signals Brief July 28: Data Tsunami as Fed, BoJ, GDP & Tariffs Line Up to Shake Markets](https://www.fxleaders.com/news/category/articles/)

[6] [Bitcoin Price Prediction: $150K Target Amid Fresh BTC Accumulation](https://www.fxleaders.com/news/category/articles/)

[7] [Ray Dalio Endorses 15% Bitcoin or Gold Portfolio Allocation](https://www.fxleaders.com/news/category/articles/)