Bitcoin News Today: As BTC Eyes $150K, MUTM's Secure DeFi Model Attracts Risk-Aware Investors

Mutuum Finance's (MUTM) presale has surged to $17 million in funding, with 60% of Phase 6 tokens sold out at $0.035 per unit, positioning the Ethereum-based DeFi project as a top investment ahead of Bitcoin's (BTC) potential $150,000 milestone. Investors are capitalizing on MUTM's structured price progression, with the token set to increase to $0.04 in Phase 7, a 15% rise. Early buyers who entered at $0.01 in Phase 1 have seen 250% gains, and analysts project a 15x upside post-launch at $0.06, with long-term targets reaching $0.525.

Mutuum Finance operates as a dual-layer lending and borrowing platform, combining Peer-to-Contract (P2C) liquidity pools with Peer-to-Peer (P2P) lending. In P2C, users deposit assets like ETH or USDT into audited pools, earning up to 15% APY via mtTokens, which accrue interest and serve as collateral. Borrowers can access stablecoins against overcollateralized assets, with automated liquidators ensuring pool safety. The P2P layer isolates high-risk tokens, allowing flexible terms for volatile assets like memecoins while protecting core liquidity.

The project's security and transparency are underscored by a CertiK audit, achieving a TokenScan score of 90.00 and a Skynet score of 79.00. A $50,000 bug bounty program incentivizes vulnerability reporting, while a $100,000 giveaway rewards top contributors with $10,000 in MUTM tokens each. These measures, coupled with a buy-and-distribute model recycling fees into open-market purchases, aim to drive token demand and staking rewards.

Mutuum's roadmap aligns with BTC's anticipated rally, with Phase 1 completed and Phase 2 focusing on core smart contract development. The Sepolia Testnet V1 is scheduled for Q4 2025, featuring liquidity pools, mtTokens, and a liquidator bot. Exchange listings and multi-chain expansion are planned for Phase 4, enhancing accessibility and liquidity. Analysts highlight MUTM's stablecoin design-minted on borrowing and burned on repayment-as a tool for maintaining $1 pegs and generating on-chain demand during BTC volatility.

As BTC nears $104,020, investors are diversifying into projects with real utility, such as MUTM's decentralized infrastructure. The presale's rapid $17 million raise-across 16,850 holders-reflects growing confidence in MUTM's ability to outperform speculative assets. With 40% of Phase 6 remaining and a 500% price increase from Phase 1 to the planned $0.06 launch, the project's structured growth model and institutional-grade security position it as a strategic play for those seeking both BTC exposure and DeFi-driven returns.

Source: [1] Invezz (https://invezz.com/news/2025/10/09/investors-flock-to-mutm-as-best-crypto-before-btc-hits-150k/)

[2] ETF.com (https://www.etf.com/sections/news/mutuum-finance-mutm-approaches-next-phase-143-price-increase-after-raising-16-million)

[3] GlobeNewswire (https://www.globenewswire.com/news-release/2025/09/30/3158706/0/en/Mutuum-Finance-MUTM-New-Crypto-Coin-Eyes-Next-Price-Increase-as-Phase-6-Reaches-50-Sold.html)

[4] TimesTabloid (https://timestabloid.com/mutm-could-be-the-best-crypto-to-invest-in-before-btc-hits-150k/)

[5] Cryptopolitan (https://www.cryptopolitan.com/bitcoin-btc-primed-for-new-highs-above-150000-in-2025-while-mutuum-finance-mutm-could-become-the-next-crypto-to-hit-1/)