Bitcoin News Today: Bitcoin surges past $122,000 on Trump 401(k) order as Mutuum Finance hits 250% presale gain

Bitcoin surged past $122,000, marking a significant milestone, driven by an executive order from former U.S. President Donald Trump, which encourages regulators to evaluate the inclusion of Bitcoin in 401(k) retirement plans [1]. This directive has generated heightened expectations of substantial institutional investment, fueling the recent price rally. The Labor Department has been specifically tasked with exploring the feasibility of integrating digital assets into these retirement accounts, which could potentially unlock billions in new investment flows [1].

Analysts have highlighted that the move aligns with broader institutional adoption trends, particularly supported by ongoing inflows into spot Bitcoin exchange-traded funds (ETFs). Augustine Fan, Head of Insights at SignalPlus, notes that the news has contributed to Bitcoin's recent rebound and sustained momentum [1]. Despite this optimism, market participants remain cautious, monitoring key macroeconomic indicators such as inflation data, including CPI and PPI, expected later in the week. Current market pricing suggests an 88.4 percent probability of a U.S. Federal Reserve rate cut in September, underscoring the delicate balance between bullish sentiment and macroeconomic risks [1].

Simultaneously, a relatively low-cost cryptocurrency project, Mutuum Finance (MUTM), has attracted considerable attention during its ongoing presale. The token’s price has increased 250% to $0.035 from its initial offering of $0.01 over six phases. Over $14.3 million has been raised to date, with more than 675 million MUTM tokens already sold and over 15,150 holders. The current Phase 6 is selling out rapidly, with the price expected to rise to $0.04 in the subsequent Phase 7 [1]. Analysts project that MUTM could reach $2–$5, based on platform adoption and tokenomics, although these are speculative forecasts and not confirmed outcomes [1].

Mutuum Finance has prioritized security, undergoing a comprehensive audit by CertiK, which awarded the project a 95.00 security score, with no critical vulnerabilities identified. In addition, the project launched a Bug Bounty Program with a $50,000 USDT reward pool, further reinforcing investor confidence. A new dashboard has also been introduced to incentivize long-term holding by rewarding the top 50 MUTM holders with bonus tokens [1].

Beyond speculative interest, Mutuum Finance is developing a decentralized lending platform featuring both Peer-to-Peer (P2P) and Peer-to-Contract (P2C) models. The project also plans to launch an overcollateralized stablecoin, which will be minted only upon loan issuance and burned upon repayment, ensuring its peg and avoiding inflation. This real-world utility, combined with robust tokenomics, has generated optimism about MUTM’s potential for value appreciation post-launch [1].

The broader market shift, marked by Bitcoin’s record-breaking price, highlights the growing institutional acceptance of crypto assets. At the same time, Mutuum Finance presents an early-stage investment opportunity for those seeking exposure to a project with a clear utility-driven vision and strong security foundations [1].

Source: [1] BTC jumps past $122K after Trump 401(k) order; this cheap crypto eyes $2 from $0.035 (https://invezz.com/news/2025/08/13/btc-jumps-past-122k-after-trump-401k-order-this-cheap-crypto-eyes-2-from-0-035/)