Bitcoin Hits $109,336 All-Time High Driven by ETF Inflows

Bitcoin (BTC) has reached a new all-time high of $109,336, driven by significant inflows into exchange-traded funds (ETFs), indicating a growing interest from institutional investors. This surge has sparked discussions among investors about where the next substantial returns might come from, given that BTC's current gains are already substantial.

One emerging opportunity that has caught the attention of many is Mutuum Finance (MUTM), a rapidly expanding decentralized finance (DeFi) protocol currently available at a presale price of $0.03. In its fifth phase of development, the project has already raised over $12 million and has attracted a community of more than 13,000 holders. With 68% of the current phase already sold and the token price set to increase to $0.035, many experienced crypto investors are quickly securing their stakes. Notably, some of these investors are BTC whales who are diversifying into Mutuum Finance (MUTM) in search of exponential growth.

Bitcoin (BTC) has seen a 2.2% increase over the past week, reaching $109,336 with a market cap of $2.07 trillion. This surge was driven by $407.78 million in daily ETF inflows on July 2, marking 16 consecutive days of positive flows. This trend is supported by a bullish engulfing candle and Texas’s $1 billion BTC reserve expansion, which signals a potential 1.3x rally to $140,000. However, the strength of the DXY and a 4.7% rate cut probability pose risks of a pullback to $105,000 if the $110,900 resistance holds. Despite these risks, Bitcoin (BTC)’s utility as a store of value continues to grow, with 730,000 active addresses and $14 billion in ETF inflows since April.

While Bitcoin (BTC) continues to break new highs, Mutuum Finance (MUTM) is offering a more dynamic use for crypto assets. Instead of simply holding assets like Bitcoin (BTC) or Ethereum (ETH), users will soon be able to borrow against them through Mutuum’s non-custodial lending protocol. The platform supports two lending models: Peer-to-Peer (P2P), where users lend directly to each other with full control over terms, and Peer-to-Contract (P2C), where users deposit assets into lending pools to earn variable yield. To enhance efficiency, Mutuum Finance (MUTM) will integrate a Layer-2 solution, helping users avoid high gas fees while enabling fast execution. This is particularly beneficial for retail lenders and borrowers who want to stay agile and cost-effective in a rapidly moving market.

Beyond the core lending mechanics, Mutuum Finance (MUTM) introduces mtTokens—yield-bearing assets that represent deposits into the protocol. These mtTokens will accumulate interest automatically and can be staked in special smart contracts for even greater rewards. This creates a sustainable dividend system, backed by platform revenue and reinforced through planned buyback initiatives. The next major milestone for Mutuum Finance (MUTM) is the beta launch of its lending platform, which will give early adopters direct access to test its features. To celebrate this stage, Mutuum has announced a $100,000 giveaway for early participants, awarding ten winners with $10,000 worth of MUTM tokens each.

Analysts who accurately predicted BTC’s breakout in 2020 are now focusing on Mutuum Finance (MUTM) as one of the highest-upside projects in the current DeFi cycle. With a presale price of $0.03 and a planned listing at $0.06, investors entering now are already in line for a 100% gain at launch. One market expert has forecasted that Mutuum Finance (MUTM) could reach $0.60 by September 2026—a full 20x from today’s price. This forecast is based on the project’s unique blend of utility, smart contract architecture, scalable roadmap, and growing investor demand. The forecast is not without precedent: the same analyst successfully called the major breakout for BTC in late 2020 and recognized AAVE’s trajectory in its early days.

At a time when top-tier tokens like BTC offer stability but limited short-term upside, Mutuum Finance (MUTM) is building a compelling case for exponential gains. With real DeFi use cases, fully-audited security from CertiK, and a tokenomics structure that rewards both lending activity and early participation, Mutuum Finance (MUTM) is positioning itself as a strong contender in the crypto market. With Phase 5 nearly 70% sold and the price set to jump to $0.035, the window to buy in at $0.03 is closing fast. In a market where timing makes all the difference, smart capital is already shifting towards Mutuum Finance (MUTM).