Barclays Reports Q3 Earnings Dip Amid Rising Costs and Credit Impairment Charges

Barclays reported Q3 2025 net income of £1.46 billion ($1.97 billion), down 6.8% YoY, due to increased expenses and higher credit impairment charges. Total income rose 9.5% YoY to £7.17 billion, while operating expenses increased 7.6% to £4.25 billion. The CET1 ratio improved to 14.1% from 13.6% YoY. The company plans to return at least £10 billion between 2024 and 2026, with a preference for buybacks, and expects to deliver a RoTE of greater than 11% in 2025 and more than 12% in 2026.