Bank of Montreal BMO 2025Q3 Earnings Preview Upside Potential on Earnings Estimate Hike

Forward-Looking Analysis
Analysts have lowered 2025Q3 EPS expectations by 5.1% to $2.50 per share from $2.63 over the past 12 months. BMO’s Q2 2025 results showed adjusted net income and EPS of $2.62. Desjardins recently raised its FY2025 EPS estimate to $8.36 from $8.18, above the current consensus. No revenue forecast is explicitly mentioned for Q3 2025. Analysts have not provided a clear revenue range, but the EPS revision reflects improved expectations.

Historical Performance Review
In Q2 2025, Bank of Montreal posted net income of $1.96 billion and EPS of $2.51. Revenue for the quarter was reported at $6.11 billion, reflecting stable performance amid broader market conditions. While gross profit figures were not disclosed, the earnings call highlighted strong PPPT growth and operational resilience.

Additional News
BMO’s next earnings report is scheduled for August 26, 2025. Q2 2025 results, reported on May 28, showed the bank maintained solid earnings despite challenging economic conditions. Analysts are closely watching the upcoming Q3 report for signs of continued momentum. No major M&A activity, new products, or CEO announcements were disclosed in the provided data.

Summary & Outlook
BMO’s financial health remains strong, supported by a recent EPS estimate upgrade and stable Q2 performance. With Q2 EPS at $2.51 and net income of $1.96 billion, the bank has demonstrated resilience. While revenue expectations remain unclear, the EPS revision signals cautious optimism. Desjardins’ upward revision to $8.36 implies confidence in FY2025 performance. The outlook remains cautiously bullish, with upside potential if operational efficiency and PPPT growth continue. Investors should monitor the Q3 report for further confirmation of the bank’s momentum.