U.S. Bancorp's Trading Volume Surges 52% to 0.46 Billion Ranking 244th as High-Volume Strategy Yields 166% Return

U.S. Bancorp (USB) closed at $46.09 on July 29, 2025, with a 0.00% change from the previous day. Trading volume surged 52.21% to 0.46 billion, ranking 244th in market activity. The stock’s recent performance coincided with a $7.06 billion quarterly revenue report, a 2.0% year-over-year increase, and a 13.3% rise in earnings per share to $1.11, surpassing estimates. Lower credit loss provisions and improved loan portfolio management contributed to stronger-than-expected results.

Analyst activity highlighted renewed optimism. Bank of America raised its price target to $54 from $49, maintaining a “Buy” rating, while Oppenheimer cited USB’s “significantly undervalued” status due to consistent return on tangible common equity. Institutional investors also bolstered stakes, with Mediolanum International Funds Ltd increasing holdings by 53.8% in Q1 and Invesco Ltd adding 48.1% in Q4. However, insider sales, including a 25.22% reduction by EVP Souheil Badran, signaled mixed signals.

USB’s strategic initiatives, such as launching a free small business resource hub and expanding digital services, underscored its focus on customer retention. Despite loan and deposit declines, the bank’s 4.34% dividend yield and 13.08% return on equity attracted income-focused investors. Analysts noted the stock’s moderate buy consensus but emphasized competitive regional banking dynamics amid rising interest rates.

The strategy of buying the top 500 stocks by daily trading volume and holding them for one day resulted in a 166.71% return from 2022 to the present, significantly outperforming the benchmark return of 29.18%. The strategy’s excess return was 137.53%, with a CAGR of 31.89%. It achieved a maximum drawdown of 0.00% and a Sharpe ratio of 1.14, demonstrating strong risk-adjusted performance and capital appreciation.