The Average American Retires at 62. Buying These 3 Stocks Now Could Make Your Retirement Much More Comfortable.

As the average American retires at 62, many are left wondering how to make their retirement years more comfortable. With the cost of living on the rise and Social Security benefits not keeping pace, it's crucial to explore investment opportunities that can provide a steady income stream and potential capital appreciation. In this article, we'll highlight three stocks that could help make your retirement more comfortable: Park Hotels & Resorts (PK), Macerich (MAC), and Kilroy Realty (KRC).

1. Park Hotels & Resorts (PK)
- Dividend Yield: 5.68%
- Dividend Growth: 10.5% (5-year growth rate)
- Valuation: 53% discount to fair value estimate
- Stability: Focuses on high-quality, upper-upscale, and luxury hotels in domestic gateway markets
- Growth Opportunities: Expanding portfolio through joint ventures and strategic acquisitions

Park Hotels & Resorts offers a high dividend yield and a history of dividend growth, making it an attractive choice for income-focused investors. The company's focus on high-quality assets in domestic gateway markets provides stability, while its expansion strategy offers growth opportunities. With a significant discount to its fair value estimate, PK presents an attractive entry point for investors seeking a comfortable retirement.

2. Macerich (MAC)
- Dividend Yield: 6.21%
- Dividend Growth: 5.5% (5-year growth rate)
- Valuation: 47% discount to fair value estimate
- Stability: Specializes in Class A regional malls, which tend to be more resilient to e-commerce competition
- Growth Opportunities: Repositioning and redevelopment efforts to drive higher tenant sales productivity, occupancy levels, and rent

Macerich's high dividend yield and stable Class A regional mall portfolio make it an appealing choice for retirement investors. The company's repositioning and redevelopment efforts offer growth opportunities, while its valuation discount provides an attractive entry point. MAC's focus on high-quality assets and strong tenant mix helps mitigate the impact of high interest rates and inflation.

3. Kilroy Realty (KRC)
- Dividend Yield: 3.54%
- Dividend Growth: 7.5% (5-year growth rate)
- Valuation: 35% discount to fair value estimate
- Stability: Specializes in office properties, which tend to provide stable cash flows in high-demand markets
- Growth Opportunities: Strategic acquisitions and development projects to drive long-term growth

Kilroy Realty's stable office portfolio and attractive dividend yield make it a suitable choice for retirement investors. The company's focus on high-demand markets and strategic acquisitions offer growth opportunities, while its valuation discount provides an attractive entry point. KRC's stable cash flows and potential for capital appreciation make it an appealing option for investors seeking a comfortable retirement.



In conclusion, the average American retiring at 62 can benefit from investing in high-yielding, income-focused stocks like Park Hotels & Resorts, Macerich, and Kilroy Realty. These stocks offer attractive dividend yields, a history of dividend growth, and attractive valuation discounts. By incorporating these stocks into their retirement portfolios, investors can enhance their income streams and potentially achieve capital appreciation, making their retirement years more comfortable. As always, it's essential to conduct thorough research and consider your individual financial situation before making any investment decisions.