AmeriServ Financial reports 115% YoY increase in Q3 net income to $2.5mln.

• AmeriServ Financial reports Q3 2025 net income of $2.544mln, up 115% YoY. • Earnings per diluted share increased to $0.15, up from $0.07 in Q3 2024. • For the nine-month period, net income rose to $4.17mln, a 56.3% increase YoY. • Earnings per diluted share for nine-month period increased to $0.25, up from $0.16 in 2024. • The company announced a quarterly common stock cash dividend.

AmeriServ Financial (NASDAQ: ASRV) reported robust financial results for the third quarter of 2025, with net income surging to $2.544 million, up a significant 115% year-over-year (YoY). This strong performance was driven by increased net interest income and improved net interest margin. Earnings per diluted share (EPS) rose to $0.15, a substantial increase from $0.07 in Q3 2024 Ameriserv Finl Stock Price, News & Analysis^[1].

For the nine-month period ending September 30, 2025, net income climbed to $4.17 million, representing a 56.3% YoY increase. EPS for the nine-month period also saw a notable rise to $0.25, up from $0.16 in 2024 .

The company's quarterly common stock cash dividend was also announced, reflecting its commitment to shareholder value. This dividend is a testament to AmeriServ Financial's strong financial health and its ability to generate consistent returns for its shareholders.

Key highlights of the Q3 2025 results include:
- Net interest income increased by $1.5 million (17.1%) year-over-year.
- Net interest margin improved by 36 basis points to 3.10%.
- Total loans grew by $37.2 million (3.6%) year-over-year.
- Total deposits increased by $67.8 million (5.8%).

The company's performance was bolstered by its strategic initiatives, including the signing of a new advisory agreement with SB Value Partners, L.P. and the merger of its subsidiary trust company into AmeriServ Financial Bank . These moves have helped enhance operational efficiencies and expand service offerings, contributing to the company's overall financial success.

AmeriServ Financial continues to demonstrate its resilience and growth potential, positioning itself as a strong player in the regional banking sector. Investors and stakeholders can expect further updates on the company's strategic initiatives and financial performance in the coming quarters.