American Coastal Insurance Announces E&S Expansion, Launches ACES and Sets 2026 Guidance

American Coastal Insurance is expanding its partnership with AmRisc, launching a wholly-owned E&S carrier ACES Specialty Insurance Company, and guiding to 2026 earnings before income tax of $85-$100 million and total revenue of $335-$365 million. The company plans to target commercial property in Florida, Texas, and South Carolina and has emphasized capital priorities, including special dividends, a long-term debt-to-capital target, and a board authorization of up to $25 million for share repurchases.