Affirm Enhances Underwriting with Real-Time Signals to Reflect Consumers' Financial Realities.

Affirm has updated its underwriting process to reflect real-time changes in consumers' finances. The updated approach incorporates richer signals such as account balances and cash flow trends to provide a more accurate view of consumers' financial standing at checkout. This allows Affirm to make more informed and responsible credit decisions, and the new signals have already helped Affirm Card users who have linked a third-party bank account or have an Affirm Money Account.