Affirm Announces Q4 FY25 Results on August 28, 2025

Affirm Holdings will announce its Q4 FY25 results on August 28, 2025, after market close. The company will host a conference call and webcast at 5:00pm ET that day. Affirm's mission is to deliver honest financial products that improve lives, and it empowers millions of consumers to spend and save responsibly.

Affirm Holdings (AFRM), a leading buy now, pay later (BNPL) provider, is set to announce its Q4 FY25 results on August 28, 2025, after the market close. The company will host a conference call and webcast at 5:00 PM ET that day. Affirm's mission is to deliver honest financial products that improve lives, and it empowers millions of consumers to spend and save responsibly.

The company's strong performance in the fiscal second and third quarters of 2025 underscores the resilience of the BNPL sector. Affirm reported earnings of $0.23 per share on revenue of $866 million in the second quarter, beating Wall Street expectations. Gross merchandise volume (GMV), a key metric of total transaction value, hit $10.1 billion, well above the $9.64 billion forecast [1].

In the third quarter, Affirm delivered another strong performance. Revenue of $783 million was in line with estimates, while GMV again topped forecasts at $8.6 billion. However, like much of the economy, Affirm's growth slowed in early 2025 as trade tensions weighed on consumer sentiment. The company expects a rebound in the current quarter, projecting GMV between $9.4 billion and $9.7 billion [1].

Affirm's stock has been performing well, with an 8% year-to-date increase and a 145% surge over the past 12 months, bringing its market cap to nearly $22 billion [1].

The BNPL market is projected to reach a record $16.7 billion in transaction volume in 2025, double the 2022 total and seven times higher than in 2020 when BNPL first gained traction [1]. However, there are concerns about the increasing reliance of consumers on BNPL for everyday expenses, with 25% of users now using it for groceries and 41% reporting late payments [1].

Affirm's Q4 FY25 results will provide further insight into the company's performance and growth prospects in the BNPL sector.

References:
[1] https://investorsobserver.com/news/stock-update/affirm-afrm-stock-is-cashing-in-on-17-billion-opportunity/