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OppFi, Green Dot, and Evertec are undervalued stocks with robust fundamentals that investors should consider adding to their portfolios before 2026. OppFi's AI and machine learning-based Model 6 improved auto approval rates and profitability, reducing credit risks and boosting net income. The company's adjusted net income and EPS guidance have been consistently increased, highlighting its confidence in its profitability position. The stock trades at 6.29X P/E, significantly lower than the industry average, and has declined 8% over the past three months.

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