3 High-Potential Growth Stocks to Buy and Hold for a Decade

In an era defined by rapid technological disruption and shifting market dynamics, identifying companies with durable competitive advantages and scalable revenue models is critical for long-term investors. This analysis highlights three stocks-BYD, SoFi Technologies, and Alphabet-that exemplify the intersection of innovation, market leadership, and sustainable growth. Each company is positioned to capitalize on transformative industry trends, from electric vehicles (EVs) and fintech to artificial intelligence (AI), while navigating near-term challenges with strategic agility.

1. BYD: Pioneering the Global EV Revolution

BYD's dominance in the battery electric vehicle (BEV) market underscores its potential as a long-term growth engine. In Q3 2025, the company sold nearly 0.6 million BEVs, a 33% year-over-year increase, despite a 5.5% sales dip in October 2025, marking its first decline in 19 months according to data. While third-quarter profits fell 33%, driven by global tariffs and a cooling domestic market, BYD's global reputation remains robust, with 65% of media coverage framing it as an industry leader and 75% of coverage being positive.

The company's competitive edge lies in its technological innovation and aggressive international expansion. Breakthroughs like five-minute fast charging and high-profile models such as the Seal and Dolphin have captured global attention according to reports. BYD's strategy to export 800,000–1 million vehicles outside China by 2025-accounting for 20% of total sales-is accelerating, supported by its own fleet of car-carrier ships and new production plants in Hungary, Turkey, and Brazil according to analysts. These moves aim to reduce import duties and cater to diverse regional preferences, from affordable models like the Seagull to luxury vehicles under the Yangwang brand.

Despite challenges such as regulatory hurdles and labor scrutiny, BYD's shift to higher-margin international markets and R&D-driven product differentiation positions it to outperform peers. Analysts project overseas EVs will generate four times higher profits than domestic ones due to stronger pricing power.

2. SoFi Technologies: Redefining Fintech's Future

SoFi Technologies has emerged as a fintech leader by leveraging a one-stop-shop model that integrates lending, banking, and investing. In Q3 2025, the company reported record net revenue of $962 million, a 38% year-over-year increase, driven by 35% growth in members (12.6 million) and 36% growth in products (18.6 million). Fee-based revenue surged 50% to $408.7 million, reflecting the success of its Loan Platform Business, which originated $3.4 billion in third-party loans during the quarter.

SoFi's AI-powered innovations, such as the Cash Coach tool for financial planning and blockchain-based international remittances, are key differentiators. The company's cross-buy rate-40% of new products opened by existing members-highlights its ability to retain and upsell customers according to financial reports. Additionally, SoFi's adjusted EBITDA hit $276.9 million, a 49% year-over-year increase, and it raised its 2025 earnings forecast to 37 cents per share.

By addressing unmet needs in personal finance and leveraging AI to enhance user experience, SoFi is well-positioned to sustain its growth trajectory. Its focus on scalable, fee-based services reduces reliance on volatile lending markets, creating a durable revenue stream.

3. Alphabet: The AI-Driven Advertising and Cloud Giant

Alphabet's Q3 2025 results underscore its dominance in AI-driven advertising and cloud computing. Revenue reached $102.3 billion, a 16% year-over-year increase, with Google Services contributing $87.1 billion-$56.6 billion from Search and $10.3 billion from YouTube ads. AI enhancements, including AI Overviews and AI Mode, expanded query volumes and ad relevance, with AI Mode surpassing 75 million daily active users. Paid clicks and cost-per-click both rose 7% YoY, demonstrating Alphabet's ability to monetize AI effectively.

Google Cloud, a critical growth vector, generated $15.2 billion in revenue, up 34% YoY, driven by enterprise AI adoption and infrastructure demand. The segment's operating margin expanded to 23.7%, and its $155 billion backlog signals robust future demand. Alphabet's in-house TPU architecture, particularly the Ironwood TPUv7, provides a performance edge in AI infrastructure, enabling it to compete with AWS and Azure according to market analysis.

The company's full-stack AI strategy-spanning infrastructure, models, and product integration-reinforces its long-term competitive position. With capital expenditures of $91–93 billion in 2025, Alphabet is scaling its AI capabilities while maintaining strong cash flow ($14.02 billion in free cash flow). The integration of the Gemini AI model into Search, YouTube, and Workspace further cements its leadership in the AI era.

Conclusion: A Decade-Long Investment Thesis

BYD, SoFi, and Alphabet each represent a unique but compelling case for long-term growth. BYD's global EV expansion and technological innovation position it to dominate the clean energy transition. SoFi's fintech ecosystem and AI-driven services address evolving consumer needs with scalable profitability. Alphabet's AI-first approach to advertising and cloud computing ensures sustained dominance in the digital economy.

While each company faces near-term headwinds-BYD's domestic market challenges, SoFi's regulatory risks, and Alphabet's AI competition-their structural advantages and strategic agility make them ideal candidates for a decade-long investment horizon.