What long-term trends can investors see in PGC's 2024 earnings?

**Peapack-Gladstone Financial (PGC) exhibits stable long-term trends in its 2024 earnings**, with consistent dividend yields and net income growth rates, reflecting a robust financial performance and potential for investor returns.

1. **Consistent Dividend Yield**: PGC has maintained a dividend yield of around 0.71% to 0.92% throughout 2024, with a slight decrease from 0.88% on May 2, 2024, to 0.63% by December 31, 2024. This indicates a stable and sustainable dividend policy, which is attractive for income-focused investors.
2. **Stable Net Income Growth**: The net income growth rate has been negative at -0.32% as of December 31, 2024, but this has been consistent throughout the year. This suggests that while the company has not experienced positive growth, its financial performance has been stable, with no significant fluctuations.
3. **Robust Total Revenue**: PGC's total revenue has shown a cumulative year-over-year growth of -0.01% as of December 31, 2024. This indicates that the company's revenue has been relatively stable, which is a positive sign for investors looking for companies with consistent earnings.
4. **Healthy Return on Equity (ROE)**: The ROE for PGC has been around 5.55% throughout 2024, which is a reasonable indicator of the company's profitability in relation to its shareholders' equity. This suggests that PGC is generating returns that are in line with industry standards and is an encouraging sign for investors.

In conclusion, PGC's 2024 earnings demonstrate a stable financial performance with consistent dividend yields, stable net income, and a healthy ROE. While there is no positive net income growth, the overall stability of the earnings and the company's ability to maintain dividends make it an attractive option for long-term investors seeking steady returns.