4/17/2025 11:02am
The deep research logic is organized as follows:
Okay, let's tackle this question about the current analyst ratings for SCHD. The user is asking specifically for the analyst ratings, so I need to focus on that. First, I'll check the references provided to see where the analyst ratings are mentioned.
Looking through the references, numbers 7, 8, 9, 10, 12, 13, 14, 19, 20, 21, 23, and 25-26 mention analyst ratings or related information. For example, reference 7 from 2025-04-14 states that SCHD has a Moderate Buy rating based on a weighted average of its holdings' analyst ratings. Reference 8 from the same date also mentions a Moderate Buy with a 20% upside potential. References 9 and 10 from 2025-02-28 and 2025-03-01 both mention a Moderate Buy rating as well. Reference 12 from 2025-04-14 discusses the ETF's performance and mentions a 4.1% dividend yield but doesn't explicitly state the rating. However, other references like 13, 14, 19, 20, 21, and 23 from various dates in February and March 2025 also mention Moderate Buy ratings.
Wait, there's a discrepancy here. Some references mention Moderate Buy, while others like reference 16 from 2023-07-22 talk about a Morningstar Gold rating, but the user is asking for current ratings in 2025. The latest references (7, 8, 9, 10, 12, 13, 14, 19, 20, 21, 23) all point to a Moderate Buy consensus. However, reference 16 is from 2023, so it's outdated for the current year.
The user's profile mentions interest in Metaverse and Cryptocurrencies, but SCHD is a dividend ETF, so maybe they're looking for stability amidst tech volatility. The user's concern about REITs might relate to SCHD's exclusion of REITs, which is noted in references 3 and 5.
I need to compile the latest ratings. The most recent data points are from April 2025 (references 7, 8, 25, 26). Reference 7 states Moderate Buy with a 22.18% upside, and reference 8 mentions a 20.35% upside. References 25 and 26 from April 2025 also support the Moderate Buy rating.
Also, the user's investment horizon is medium to long-term, so the stability and dividend growth of SCHD would be relevant. The references highlight SCHD's strong performance, low expense ratio, and consistent dividend history, which align with the user's need for reliable investments despite their focus on tech sectors.
I should structure the answer to first state the current consensus (Moderate Buy), then break down the factors supporting this rating, such as analyst targets, dividend yield, portfolio composition, and market performance. Including the visualization for the SCHD Analyst Consensus Rating (reference 1) is necessary, even though it shows 0 results. Wait, reference 1's query returned 0 results, but other references provide the rating. Maybe there's a discrepancy here. However, according to the instructions, I must use the provided references. Since references 7, 8, 9, 10, 12, etc., all mention Moderate Buy, I should proceed with that, noting the consensus from multiple sources.
I need to ensure that all citations are correctly numbered and placed at the end of the relevant sentences. Also, the visualization for the SCHD Analyst Consensus Rating (reference 1) should be included once, even though the query returned 0 results. The user might be confused, but according to the references, the consensus is Moderate Buy based on other data points.
Current Analyst Ratings for SCHD: A Moderate Buy Consensus with Upside Potential
Based on the latest data from multiple analyst sources, the Schwab U.S. Dividend Equity ETF (SCHD) currently holds a Moderate Buy consensus rating. This aligns with its balanced approach to combining dividend income and capital appreciation, making it a compelling option for investors seeking stability in volatile markets 12. Below is a detailed breakdown of key factors influencing this rating:
1. Analyst Consensus and Price Targets
- Moderate Buy Rating: This reflects a weighted average of analyst ratings for SCHD’s underlying holdings, emphasizing its diversified portfolio of high-quality dividend stocks 13.
- Upside Potential: Analysts project a 20–22% upside over the next 12 months, driven by SCHD’s exposure to undervalued stocks with strong fundamentals (e.g., Kforce Inc., Cathay General Bancorp) and its low expense ratio (0.06%) 12.
2. Portfolio Strength and Market Positioning
- Dividend Quality: SCHD focuses on companies with 10+ years of consecutive dividend growth and robust financial metrics (e.g., cash flow/debt, return on equity), reducing exposure to cyclically sensitive sectors like tech (9% weighting) 1213.
- Defensive Appeal: With a 3.5–4.1% dividend yield and minimal tech exposure, SCHD offers a hedge against growth-sector volatility, appealing to risk-conscious investors 34.
- Long-Term Track Record: SCHD has outperformed the S&P 500 over five years (95% vs. 7.7% annualized) and maintains a low beta (0.91), indicating resilience in downturns 1815.
3. Risks and Considerations
- REIT Exclusion: SCHD’s exclusion of REITs limits its real estate exposure, which could be a drawback for investors seeking sector-specific gains 1213.
- Macro Sensitivity: Rising interest rates or a recession could pressure dividend-paying stocks, though SCHD’s focus on financial stability mitigates this risk 515.
4. Alignment with User’s Investment Profile
Given the user’s focus on medium-to-long-term growth and technology-driven sectors, SCHD’s role as a defensive counterbalance to high-risk assets like crypto or Metaverse stocks is critical. Its consistent dividend growth (8.4% average annual rate) and low expense ratio make it a reliable income generator during market corrections 17.
Conclusion
SCHD’s Moderate Buy rating balances its defensive attributes, dividend reliability, and growth potential. Investors should view it as a cornerstone for portfolios seeking stability amidst tech-driven volatility. For updates, monitor its annual reconstitution (scheduled for March 2025) and exposure to undervalued sectors like energy and financials 1517.
Final Take: SCHD is a strong candidate for investors prioritizing risk-adjusted returns, particularly in light of its current undervaluation and alignment with long-term dividend growth trends.
