Trmd is it a good buy and what's the yield and payout ratio and p/e ratio

The deep research logic is organized as follows: 

Okay, let's tackle this question about TORM (TRMD). The user is asking if it's a good buy, along with the dividend yield, payout ratio, and P/E ratio. First, I need to check the provided references for the latest data on TRMD. 

Looking at the references, there are several entries related to TRMD. The key ones are the queries for Dividend Yield, Payout Ratio, and P/E Ratio. Let me pull those numbers. 

From Query 1, the Dividend Yield (TTM) as of 2025-08-19 is 19.55%. That's pretty high, which might attract income-focused investors. The Payout Ratio from Query 2 is -116.26%, which is negative. That's unusual because a negative payout ratio usually means the company is paying out more in dividends than it's earning, which could be a red flag. The P/E Ratio from Query 3 is 5.99, which is low, indicating the stock might be undervalued relative to its earnings.

Next, I should look at the financial performance. The Revenue Growth Rate (Query 4) is -29.02%, showing a significant decline. The Net Income Growth Rate (Query 5) is -71.94%, which is a sharp drop. The EPS Growth Rate (Query 6) is -74.34%, also negative. These negative growth rates suggest the company is facing some challenges, possibly due to market conditions or operational issues.

The user's profile mentions interest in the Brazilian market, but TRMD is a Danish company in the oil tanker sector. However, the user is asking about TRMD specifically, so I need to focus on that. The user's strategy involves short-term gains and long-term potential, so I should consider both aspects.

The high dividend yield is attractive, but the negative payout ratio is concerning. It means the company might be using retained earnings or taking on debt to pay dividends, which isn't sustainable long-term. The low P/E ratio could indicate undervaluation, but the negative earnings growth rates might explain why the market is undervaluing the stock.

I should also check the recent news about TRMD. There's a mention of a dividend distribution in Query 45 and 46, where they approved an interim dividend of USD 0.40 per share. However, the payout ratio being negative suggests that this dividend might not be covered by current earnings. 

The user might be looking for a high-yield stock, but the sustainability of the dividend is a big question. The negative payout ratio and declining revenues and profits are red flags. The low P/E ratio could be a buying opportunity if the company can turn around its performance, but the risks are high.

In conclusion, while TRMD offers a high dividend yield and a low P/E ratio, the negative payout ratio and poor financial performance metrics make it a risky investment. The user should be cautious and consider the company's ability to sustain dividends and improve profitability before deciding to buy.

### **Conclusion**
TORM (TRMD) presents a mixed picture for investors, balancing **high dividend yield** and **low P/E ratio** against **negative payout ratio** and **declining financial performance**. While the stock may appeal to income-focused investors, the sustainability of its dividend and long-term viability remain critical concerns.

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### **Analysis**

#### 1. **Key Metrics**
| Metric | Value (as of 2025-08-19) | Implication |
|------------------------|----------------------------|-------------|
| **Dividend Yield (TTM)** | **19.55%** | High income potential, but sustainability is questionable due to negative earnings. |
| **Payout Ratio (TTM)** | **-116.26%** | Dividends exceed earnings, raising concerns about financial health and dividend sustainability. |
| **P/E Ratio (TTM)** | **5.99** | Undervalued relative to earnings, but earnings are declining. |

#### 2. **Financial Health**
- **Revenue Growth**: **-29.02% YoY** , reflecting a sharp decline in top-line performance.
- **Net Income Growth**: **-71.94% YoY** , indicating significant profitability challenges.
- **EPS Growth**: **-74.34% YoY** , aligning with broader financial struggles.

#### 3. **Risks & Opportunities**
- **High Dividend Risk**: The negative payout ratio suggests TORM is paying dividends from retained earnings or debt, which is unsustainable long-term.
- **Valuation Edge**: The low P/E ratio (5.99) could indicate undervaluation, but this is offset by weak fundamentals.
- **Market Position**: TORM operates in the oil products tanker sector, with exposure to global energy demand and geopolitical risks.

#### 4. **Conclusion**
TORM is a **high-risk, high-reward** play. The **19.55% dividend yield** is attractive for income seekers, but the **negative payout ratio** and **declining financials** raise red flags. Investors should prioritize **dividend sustainability** and **operational turnaround** before considering TRMD as a buy.

|code|Ticker|Name|Date|Payout Ratio|Dividend Yield (TTM)|market_code|
|---|---|---|---|---|---|---|
|TRMD|TRMD.O|Torm|20240819|12.900896195799982|14.251557697317011|185|
|TRMD|TRMD.O|Torm|20240820|12.900896195799982|14.435812664907651|185|
|TRMD|TRMD.O|Torm|20240821|12.900896195799982|14.435812664907651|185|
|TRMD|TRMD.O|Torm|20240822|12.900896195799982|14.64054856837035|185|
|TRMD|TRMD.O|Torm|20240823|12.900896195799982|14.268671711899792|185|
|TRMD|TRMD.O|Torm|20240824|12.900896195799982||185|
|TRMD|TRMD.O|Torm|20240825|12.900896195799982||185|
|TRMD|TRMD.O|Torm|20240826|12.900896195799982|14.172511664074653|185|
|TRMD|TRMD.O|Torm|20240827|12.900896195799982|14.165168393782384|185|
|TRMD|TRMD.O|Torm|20240828|12.900896195799982|14.729943426724141|185|