What is the timing for an online trade with Schwab/Vanguard?
9/3/2025 11:22pm
Here is the timing for online trade with Schwab/Vanguard:
1. **Fund Availability**: Deposits via wire transfer are available the following business day they are posted to your account. Deposits made by ACH through Instant Account Verification can be used immediately for trading up to the instant deposit limit of $1,000.00, depending on your current balance. Any deposit amount over the Instant deposit limit will be available 5 business days after you initiated the transfer.
2. **Trade Time**: Currently, Schwab/Vanguard allows you to place trades during the following time frame: 7:00 am – 8:00 pm Eastern Time. It's important to note that during the pre-market and extended hours, Schwab/Vanguard has restrictions on the types of orders it accepts.