Should I buy MA or PYPL?

**Mastercard (MA) and PayPal Holdings (PYPL) have their own strengths and weaknesses**, and the choice between the two depends on your investment strategy and risk tolerance. Here's a comparison to help you decide:

1. **Analyst Ratings and Price Targets**:
- **Mastercard (MA)**:
- The consensus rating is a "Buy" with an average price target of $414.92.
- **PayPal Holdings (PYPL)**:
- The consensus rating is a "Buy" with an average price target of $73.63.
2. **Technical Indicators**:
- **Mastercard (MA)**:
- The MACD is 8.68, suggesting a buy.
- The RSI is 61.19, indicating neither overbought nor oversold conditions.
- The KDJ is 33.92, suggesting potential for growth.
- **PayPal Holdings (PYPL)**:
- The MACD is 0.93, suggesting a buy.
- The RSI is 61.19, indicating strong buying momentum.
- The KDJ is 83.78, indicating potential overbought conditions.
3. **Market Performance**:
- **Mastercard (MA)**: The stock has been stable, with a slight uptrend in the MACD.
- **PayPal Holdings (PYPL)**: The stock has seen a recent rise and reached a new 52-week high.
4. **Valuation**:
- **Mastercard (MA)**: The current trading price is below the average price target, suggesting potential for growth.
- **PayPal Holdings (PYPL)**: Similarly, the current trading price is below the average price target, indicating potential for growth.
5. **Industry Position**:
- **Mastercard (MA)**: A strong player in the payment services industry, with a robust moat and low risk.
- **PayPal Holdings (PYPL)**: A leading digital payments company with a technology platform and strong growth prospects.

**Decision**:
- If you prefer stocks with strong buy ratings and above-average price targets, consider Mastercard (MA).
- If you are looking for stocks with a buy rating and a lower price target, PayPal Holdings (PYPL) might be a better fit.
- If you are concerned about overbought or oversold conditions, Mastercard (MA) is trading above its 50-Day and 200-Day moving averages, while PayPal Holdings (PYPL) is trading below its 50-Day and 100-Day moving averages.
- Your decision should align with your investment strategy, risk tolerance, and the specific characteristics you are looking for in a stock.

Ultimately, both Mastercard (MA) and PayPal Holdings (PYPL) have their merits, and the choice between the two will depend on your individual circumstances and investment goals.