NRDS is reporting earnings tomorrow. Based on historical financial data and news, what do you think will happen after earnings reporting? Do you feel the stock will increase or decrease?

**NerdWallet's stock (NRDS) is likely to face downward pressure after earnings reporting.** Here's an analysis to support this conclusion:

1. **Recent Financial Performance**: NerdWallet reported a net income of $1.1 million and diluted EPS of $0.01 for the quarter ending March 31, 2024. The company's net income year-on-year growth rate was -35.29%, and total revenue year-on-year growth rate was -4.54%. These negative growth rates indicate a decline in financial health.

|Ticker|Name|Total Revenue|Net Income|Diluted EPS|Date|code|market_code|
|---|---|---|---|---|---|---|---|
|NRDS.O|NerdWallet|1.619E8|1100000|0.01|2024 Q1|NRDS|186|

|Ticker|Name|Net Income year-on-year growth rate|Total Revenue year-on-year growth rate|Diluted EPS QoQ growth rate|Date|code|market_code|
|---|---|---|---|---|---|---|---|
|NRDS.O|NerdWallet|-35.294117647058826|-4.540094339622641||20240331|NRDS|186|

2. **Growth Concerns**: The company's net income and revenue growth rates are negative, which is a red flag for investors. This decline could be due to various factors such as increased competition, regulatory challenges, or macroeconomic conditions.
3. **Institutional Activity**: Institutional investors have been reducing their stakes in NerdWallet, which could be a sign of lack of confidence in the company's future performance. This selling pressure from institutional investors could influence the stock's downward movement.
4. **Management and Insider Activity**: A VP at NerdWallet sold a significant number of shares, which could be interpreted as a lack of confidence in the company's short-term prospects. Insider sales can sometimes precede a stock's decline.
5. **Market Sentiment**: The stock's 5-day, 10-day, and 20-day moving averages are not available, but the absence of these indicators could imply that the stock is not performing well in the short term.

In conclusion, given the negative financial trends, institutional and insider activity, and the lack of short-term moving averages, NerdWallet's stock is likely to face downward pressure after earnings reporting.