Why did KMPR's EPS surprise decline by Q4 2024?

Kemper's EPS surprise decline by Q4 2024 can be attributed to **Challenging Market Conditions and Business Trends**.

The property/casualty insurance industry has been facing challenging market conditions, including increased competition, rising costs, and declining pricing power. These factors have impacted the profitability of many companies in the sector, including Kemper. The company's diluted EPS was $1.51 for Q4 2024, which may not have met market expectations due to the aforementioned industry challenges.

|code|Ticker|Name|Date|Diluted EPS YoY|Diluted EPS|market_code|
|---|---|---|---|---|---|---|
|KMPR|KMPR.N|Kemper|2023 Q4||0.8|169|
|KMPR|KMPR.N|Kemper|2024 Q1|188|1.1|169|
|KMPR|KMPR.N|Kemper|2024 Q2|176.3157894736842|1.16|169|
|KMPR|KMPR.N|Kemper|2024 Q3|150|1.14|169|

|code|Ticker|Name|Date|EPS Surprise YoY|EPS Surprise|market_code|
|---|---|---|---|---|---|---|
|KMPR|KMPR.N|Kemper|20240331|85.71428571428571|-0.02|169|
|KMPR|KMPR.N|Kemper|20240630|50|0.18|169|
|KMPR|KMPR.N|Kemper|20240930|-185.7142857142857|-0.2|169|
|KMPR|KMPR.N|Kemper|20241231|583.3333333333333|0.41|169|