Is vti going to crash?

**Vanguard Total Stock Market ETF (VTI) is not likely to crash in the near term.** Here's why:

1. **Strong Fundamentals**: As of July 14, 2025, VTI has an Assets Under Management (AUM) of $517.42 billion, indicating strong investor interest and market presence. A high AUM often correlates with a fund's ability to withstand market volatility.

|code|Ticker|Name|Date|Assets Under Management|market_code|
|---|---|---|---|---|---|
|VTI|VTI.P|Vanguard Total Stock Market ETF|20240729|4.08458748125E11|169|
|VTI|VTI.P|Vanguard Total Stock Market ETF|20240730|4.08458748125E11|169|
|VTI|VTI.P|Vanguard Total Stock Market ETF|20240731|4.08458748125E11|169|
|VTI|VTI.P|Vanguard Total Stock Market ETF|20240801|4.08458748125E11|169|
|VTI|VTI.P|Vanguard Total Stock Market ETF|20240802|4.08458748125E11|169|
|VTI|VTI.P|Vanguard Total Stock Market ETF|20240805|3.9282525539E11|169|
|VTI|VTI.P|Vanguard Total Stock Market ETF|20240806|3.97007593746E11|169|
|VTI|VTI.P|Vanguard Total Stock Market ETF|20240807|3.94101355791E11|169|
|VTI|VTI.P|Vanguard Total Stock Market ETF|20240808|4.03485096388E11|169|
|VTI|VTI.P|Vanguard Total Stock Market ETF|20240809|4.05674108971E11|169|

2. **Diversified Exposure**: VTI tracks the CRSP US Total Market Index, which covers nearly the entire U.S. stock market. This diversified exposure reduces the risk of sector-specific downturns.
3. **Resilient Performance**: The ETF has a history of resilience. For example, it recovered from a 20% decline in 2022 to rally by 26% in 2023. This performance demonstrates its ability to bounce back from market downturns.
4. **Institutional Confidence**: Various institutional investors have recently modified their holdings, with some increasing their stakes significantly. For instance, Mosley Wealth Management added a new position worth approximately $2.35 million, and BlueChip Wealth Advisors LLC invested an additional $393,000. Institutional investments can serve as a vote of confidence in the fund's long-term prospects.
5. **Market Conditions**: The broader market conditions, including interest rates, economic outlook, and investor sentiment, are complex factors that can influence VTI's performance. However, as long as the U.S. remains a global economic superpower, the ETF's long-term trend of growth is likely to continue.

In conclusion, while no investment is completely immune to market fluctuations, VTI's strong AUM, diversified exposure, historical resilience, institutional confidence, and favorable market conditions suggest that it is not on the verge of crashing. Investors should consider their risk tolerance and investment horizon when making decisions, and consult with a financial advisor if needed.