

The Moby investing service has received mixed reviews, with some praising its expert analysis and valuable insights, while others criticize issues such as customer service and the effectiveness of its stock picks12. Here's a balanced assessment to help you decide if it's worth the $99 annual subscription:
- Performance and Features:
- Moby's track record includes beating the market by an average of 8.28%4. This outperformance suggests that the service's stock picks can be valuable.
- The platform offers a range of features, including expert analysis, educational content, and access to a team of professional analysts45.
- It provides detailed reports and insights, which can be particularly helpful for investors looking to build a robust investment portfolio65.
- Customer Service and Support:
- Reviews mention inconsistent customer service, with some users reporting rude interactions and delays in resolving issues1.
- The lack of a telephone number and the unresponsiveness of email support have been cited as drawbacks1.
- Value for Money:
- The subscription cost of $99 per year is competitive within the investment research sector, especially considering the breadth of services offered52.
- The service's performance and the value it provides to investors, especially those new to investing, could justify the cost for those who find it helpful74.
- Comparison to Other Services:
- Moby is often compared to established services like The Motley Fool, which has a more comprehensive offering but also a higher annual fee3.
- Moby's strength lies in its focus on accessible, jargon-free research and its ability to provide actionable stock picks8.
In conclusion, whether Moby is worth the $99 annual subscription depends on your individual needs and investment style. If you value the service's performance, the convenience of its mobile app, and the educational aspects, it might be a good fit. However, potential drawbacks include the need to seek out additional resources for trade execution and the variability in customer service experiences. It's advisable to try the service with the 30-day money-back guarantee to determine if it aligns with your investment strategy and expectations.
