How do Amex, Visa, and Mastercard's financial performance metrics compare to their competitors in the payment industry?

The financial performance metrics of Amex, Visa, and Mastercard are robust and competitive within the payment industry, with each company demonstrating strong revenue, earnings, and valuation metrics relative to their competitors. Here's a detailed comparison:

1. **Revenue and Earnings**:
- **Visa**: Reported a revenue of $8.123 billion for the quarter ending June 30, 2023, with a net income of $4.156 billion. This indicates a strong profitability and a solid market position.
- **Mastercard**: Showed a revenue of $7.95 billion for the quarter ending July 31, 2025, with an expected EPS of $4.05, reflecting a significant revenue base and strong earnings potential.
- **American Express**: Achieved a revenue of $17 billion for the quarter ending December 31, 2024, with a net income of $10.13 billion. This demonstrates a substantial revenue scale and strong profitability.

|code|Ticker|Name|Date|Market Cap|P/E(TTM)|Total Revenue|Dividend Yield (TTM)|Diluted EPS|market_code|
|---|---|---|---|---|---|---|---|---|---|
|AXP|AXP.N|American Express|20240729|1.7622788966217E11|18.160334||1.0627717939408607||169|
|MA|MA.N|Mastercard|20240729|4.076883802044E11|34.418605||0.5831631543167913||169|
|V|V.N|Visa|20240729|4.767153079368E11|24.951078||0.775808486238532||169|
|AXP|AXP.N|American Express|20240730|1.7949097414944E11|18.496596||1.0434509664131812||169|
|MA|MA.N|Mastercard|20240730|4.133699653806E11|34.898266||0.5751478377472343||169|
|V|V.N|Visa|20240730|4.794487672713E11|25.094146||0.7713854047890535||169|
|AXP|AXP.N|American Express|20240731|1.7988908467512E11|18.537622||1.0411417167246286||169|
|MA|MA.N|Mastercard|20240731|4.2839152228548E11|34.947913||0.5549802678398137||169|
|V|V.N|Visa|20240731|4.8413209426441E11|25.33927||0.7639232882899838||169|
|AXP|AXP.N|American Express|20240801|1.7678950986804E11|18.21821||1.0593956088145406||169|

2. **Valuation Metrics**:
- **Visa**: Has a market capitalization of $460.43 billion as of September 13, 2023, with a P/E ratio of 20.63, indicating a reasonable valuation relative to its earnings.
- **Mastercard**: Boasts a market cap of nearly $500 billion, with a P/E ratio of 35x for 2025, suggesting a premium valuation due to its strong growth prospects.
- **American Express**: Holds a market cap of $216.8 billion, with a P/E ratio of 21.87x, reflecting a valuation that balances growth expectations with its unique business model.

|code|Ticker|Name|Date|Market Cap|P/E(TTM)|Total Revenue|Dividend Yield (TTM)|Diluted EPS|market_code|
|---|---|---|---|---|---|---|---|---|---|
|PYPL|PYPL.O|Paypal Holdings|20240701|5.965992E10|13.749693||||185|
|AXP|AXP.N|American Express|20240701|1.6647272E11|18.770179||1.0909293871091912||169|
|GPN|GPN.N|Global Payments|20240701|2.43365385744E10|18.56926||1.0588158444816052||169|
|BRK.A|BRK.A.N|Berkshire Hathaway A|20240701|8.7704523992912E11|11.945427||||169|
|BRK.B|BRK.B.N|Berkshire Hathaway B|20240701|8.7320207900652E11|11.893083||||169|
|TSLA|TSLA.O|Tesla|20240701|6.7029284E11|49.239171||||185|
|MA|MA.N|Mastercard|20240701|4.05051816E11|34.196016||0.5687760791572405||169|
|WU|WU.N|The Western Union|20240701|4.107648E9|6.658531||8.108018092105262||169|
|V|V.N|Visa|20240701|4.817292E11|26.195171||0.7677336271083423||169|
|PYPL|PYPL.O|Paypal Holdings|20240702|6.085704E10|14.025591||||185|

3. **Dividend Yield**:
- **Visa**: Offers a dividend yield of 0.50% as of November 13, 2024, providing a return for shareholders.
- **Mastercard**: Has a dividend yield of 0.55%, which is attractive for income-focused investors.
- **American Express**: Provides a higher dividend yield of 1.05%, appealing to those seeking regular income distributions.
4. **Institutional and Analyst Confidence**:
- **Visa**: Attracts 82.2% institutional ownership, with strong analyst ratings and a consensus price target of $375.52, indicating potential upside.
- **Mastercard**: Enjoyes 97.28% institutional ownership, supported by a 'Strong Buy' rating from analysts with a target price of $650.
- **American Express**: Has 121,392 shares held by Mediolanum International Funds Ltd, with a price target of $375 from Keefe, Bruyette & Woods.

In summary, Amex, Visa, and Mastercard exhibit robust financial performance metrics, with each company's unique business model and market positioning contributing to their competitive advantages. While Mastercard leads in revenue growth and valuation, Visa's scale and profitability are impressive, and American Express offers a higher dividend yield and strong revenue growth. Institutional and analyst confidence are high across the board, reinforcing the investment case for these payment industry leaders.