How did MNSBP's Q4 earnings compare to forecasts?

MainStreet Bank (MNSBP) reported a quarterly loss of $0.04 per share for Q4, which is in line with the Zacks Consensus Estimate. This compares to earnings of $0.77 per share in the same quarter of the previous year. The bank's revenues for the quarter were $16.23 million, which surpassed the Zacks Consensus Estimate by 1.24%. However, when comparing to the same quarter of the previous year, revenues declined by 18%.

1. **In line with estimates**: MNSBP's quarterly loss of $0.04 per share is in line with the consensus estimate, indicating that the bank's performance for the quarter met market expectations.
2. **Revenue surpass expectations**: The bank's revenues exceeded expectations, with a increase of 1.24% above the consensus estimate. This suggests that the bank performed better than anticipated in terms of revenue generation.
3. **Year-over-year decline**: Compared to the same quarter of the previous year, MNSBP experienced a significant decline in earnings, which is a concern and may impact investor sentiment.

Overall, while MNSBP's revenues surpassed expectations, the bank's performance was marred by a significant year-over-year decline in earnings, which is likely to be a key focus for investors and analysts.