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                                    How did HMN's Q4 2024 earnings surprise impact its annual performance?
                                </h1> <div class="user_slot" data-v-0eba195e=""><img src="//cdn.ainvest.com/frontResources/s/iwc-aime-seo/img/default_aime_user.ec532c9.png" alt="user" class="avatar" data-v-0eba195e=""> <span class="user_desction" data-v-0eba195e="">
                                        
                                        4/5/2025 06:25pm
                                    </span></div></div></div> <div class="seo-text-answer" data-v-0eba195e="">Horace Mann Educators' (HMN) Q4 2024 earnings surprise had a negative impact on its annual performance, as the company reported a net income of -$0.11 for the quarter, which likely affected the overall annual net income figure.

1. **Q4 Earnings Surprise**:
 - HMN’s Q4 2024 net income was -$0.11, indicating a loss for the quarter.
 - This negative surprise could be due to various factors such as market conditions, business strategy, or operational efficiency.
2. **Impact on Annual Performance**:
 - The cumulative net income for the year ending Q4 2024 is not provided in the report.
 - However, the Q4 loss would reduce the overall annual net income, making it a disappointing year for the company from a financial performance standpoint.
3. **Investor Perception and Future Outlook**:
 - Investors often react negatively to earnings surprises, especially if they are unexpected losses.
 - The market's reaction to the earnings report could lead to a reevaluation of the company's future prospects and potential adjustments in investor sentiment and market position.


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Earnings Surprise**:\n - HMN’s Q4 2024 net income was -$0.11, indicating a loss for the quarter.\n - This negative surprise could be due to various factors such as market conditions, business strategy, or operational efficiency.\n2. **Impact on Annual Performance**:\n - The cumulative net income for the year ending Q4 2024 is not provided in the report.\n - However, the Q4 loss would reduce the overall annual net income, making it a disappointing year for the company from a financial performance standpoint.\n3. **Investor Perception and Future Outlook**:\n - Investors often react negatively to earnings surprises, especially if they are unexpected losses.\n - The market's reaction to the earnings report could lead to a reevaluation of the company's future prospects and potential adjustments in investor sentiment and market position.\n\n\n","select   stock_code,   net_income_cum from   ustock_fin_data where   report_period like '%q4'   and stock_code = 'HMN.N' intersect select   stock_code,   eps_surprise_fy from   ustock_fin_forecast where   report_end_date = date('2024y4q')   and stock_code = 'HMN.N'","agent_common_v2\nagent-summary","normal_agent","NONE","typewrite",1743848717932,"stock","169","Horace Mann Educators' (HMN) Q4 2024 earnings surprise had a negative impact on its annual performance, as the company reported a net income of -$0.11 for the quarter, which likely affected the overall annual net income figure.\n\n","Horace Mann Educators","1","1. **Q4 Earnings Surprise**:\n   - HMN’s Q4 2024 net income was -$0.11[^1]",", indicating a loss for the quarter.\n   - This negative surprise could be due to various factors such as market conditions, business strategy, or operational efficiency.\n2. **Impact on Annual Performance**:\n   - The cumulative net income for the year ending Q4 2024 is not provided in the report[^1].\n   - However, the Q4 loss would reduce the overall annual net income, making it a disappointing year for the company from a financial performance standpoint.\n3. **Investor Perception and Future Outlook**:\n   - Investors often react negatively to earnings surprises, especially if they are unexpected losses[^1].\n   - The market's reaction to the earnings report could lead to a reevaluation of the company's future prospects and potential adjustments in investor sentiment and market position.\n\n","\n``` 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