Hi, I recently came into $1,000 and want to invest it. I want $800 to go to long term investing and $200 to go to short term investing. I want a secure EFT and some CIBC and Enbridge stocks for sure. What should I diversify with?

The deep research logic is organized as follows: 

Okay, let's tackle this user's question. They have $1,000 to invest, split into $800 for long-term and $200 for short-term. They specifically want ETFs, CIBC, and Enbridge stocks. Plus, they're looking for diversification advice. 

First, I need to check the references provided. The user mentioned wanting secure ETFs, so I should look for low-risk options. From the references, Number 12 and 14 talk about low-risk investments like money market funds and short-term bonds. Number 15 lists some ETFs with short-term bond exposure, which could be good for the short-term part. 

For the long-term, the user wants to include CIBC and Enbridge. Let's see what the references say about these stocks. Number 31 has a price target for Enbridge, and Number 30 mentions sector exposure. Enbridge is in the energy sector, while CIBC is a financial institution. The user also wants diversification, so I need to suggest other sectors or ETFs that complement these choices. 

Looking at the references, Number 21 and 24 discuss sector diversification. The user's current picks are in energy and financials, so maybe adding tech or healthcare ETFs would help. Number 27 mentions using ETFs for diversification, which aligns with the user's request. 

The user also mentioned wanting a secure ETF. Number 16 and 17 talk about Canadian market exposure, but the user's profile doesn't specify location. However, since they mentioned CIBC and Enbridge, which are Canadian, maybe suggesting a Canadian equity ETF could be beneficial. Number 20 discusses home bias in Canadian portfolios, suggesting a 30% allocation to Canadian equities. 

For the short-term $200, the user wants something secure. Number 12 and 14 mention money market funds and short-term bond ETFs. Number 15 lists specific ETFs like FSLD.P and LDRI.P, which are short-term bond ETFs. These could be good options for the short-term allocation. 

Putting it all together, the long-term portfolio should include CIBC and Enbridge, plus a broad market ETF for diversification. The short-term should be a low-risk ETF like a short-term bond or money market fund. Also, considering the user's mention of ETFs, maybe a sector ETF in tech or healthcare to balance the energy and financials. 

I need to make sure all the references are cited correctly. For example, using Number 12 for the money market funds and Number 15 for the ETFs. Also, check if there are any specific ETFs mentioned that fit the user's criteria. 

Wait, the user wants to include CIBC and Enbridge stocks for sure. So the long-term $800 should have those, plus an ETF. The short-term $200 should be a secure ETF. Also, the user wants to diversify, so maybe adding a tech ETF like QQQ or a healthcare ETF. 

I should structure the answer with clear sections for long-term and short-term, including specific ETF recommendations with their codes and a brief rationale. Also, include a table for clarity as per the format requirements. Make sure to cite the references correctly using [^Number] after each relevant point. 

Double-checking the references, Number 15 has a table of ETFs which can be used for the short-term part. Number 27 talks about ETFs for diversification, which supports the long-term ETF choice. Number 31 provides Enbridge's price target, which is useful for the stock selection. 

I think that's a solid plan. Now, let's draft the answer with these points, ensuring all requirements are met, including the use of markdown tables and proper citations.

### 🎯 **Final Recommendation**
**Long-Term Allocation ($800):**
- **CIBC (CM.N)**: High dividend yield and stable financials .
- **Enbridge (ENB.N)**: Leading energy infrastructure with consistent cash flow .
- **Broad Market ETF (e.g., VTI)**: Diversify across sectors for long-term growth .

**Short-Term Allocation ($200):**
- **Short-Term Bond ETF (e.g., SHV)**: Low-risk, high liquidity .

---

### 📊 **Detailed Breakdown**

#### **Long-Term Portfolio (80% of $1,000)**
| Asset Class | Allocation | Rationale |
|--------------------|------------|---------------------------------------------------------------------------|
| **CIBC (CM.N)** | $300 | High dividend yield (4.5%), stable financials, and exposure to Canadian banking . |
| **Enbridge (ENB.N)** | $300 | Energy infrastructure leader with predictable cash flow and dividend growth . |
| **VTI (Total Stock Market ETF)** | $200 | Broad U.S. equity exposure for diversification and long-term growth . |

#### **Short-Term Portfolio (20% of $1,000)**
| Asset Class | Allocation | Rationale |
|--------------------|------------|---------------------------------------------------------------------------|
| **SHV (Short-Term Treasury Bond ETF)** | $200 | Low-risk, short-duration bonds (average maturity <1 year) . |

---

### 📊 **Why This Mix?**
1. **CIBC & Enbridge**: Provide **income stability** (dividends) and **sector diversification** (financials vs. energy).
2. **VTI**: Balances **sector risk** by spreading exposure across 1,600+ U.S. stocks .
3. **SHV**: Acts as a **safe haven** for short-term liquidity, shielding against market volatility .

---

### 📊 **Key Considerations**
- **Risk**: Long-term portfolio leans toward **income-focused** (CIBC, Enbridge) with **growth potential** (VTI). Short-term is **ultra-low risk** (SHV).
- **Liquidity**: SHV offers **daily trading** flexibility, while VTI provides **market-wide diversification**.
- **Tax Efficiency**: ETFs like VTI and SHV minimize turnover costs .

---

### 📊 **Final Allocation Table**
| Asset | Weight (%) | Why? |
|--------------------|------------|-----------------------------------------------------------------------|
| CIBC (CM.N) | 30 | High yield, Canadian stability . |
| Enbridge (ENB.N) | 30 | Energy infrastructure, dividend growth . |
| VTI | 20 | Broad market diversification . |
| SHV | 20 | Short-term safety . |

---

### 🎯 **Final Thoughts**
This mix balances **income**, **growth**, and **safety** while aligning with your preference for **CIBC** and **Enbridge**. The **VTI** adds a **global perspective**, while **SHV** ensures **liquidity** for emergencies. Let me know if you’d like to tweak further! 🚀