Is it good on a Capitol one secured card to pay more then the minimum

Paying more than the minimum amount on a Capitol One secured credit card can be beneficial for building credit, but it's important to consider your financial situation and the terms of your card. Here are some points to keep in mind:

1. **Credit Utilization Ratio**: Similar to other credit cards, paying more than the minimum can help you maintain a lower credit utilization ratio, which is beneficial for credit scoring.
2. **Interest Savings**: If you have a high balance transfer rate or a high-interest credit card, paying more than the minimum can help you reduce interest charges more quickly.
3. **Building Credit History**: Regularly paying more than the minimum can help you build a history of on-time payments, which is crucial for credit scoring.

However, it's important to:

1. **Consider Your Budget**: Make sure you can afford to pay the higher amount without compromising your essential expenses or accumulating new debt.
2. **Check for Penalty Fees**: Some credit cards have penalty fees for paying above the minimum. Ensure you understand the terms before increasing your payments.
3. **Secured Credit Card Purpose**: If you're using a secured credit card to rebuild credit, you might want to keep the balance below the deposit amount to avoid losing your collateral.

In general, paying more than the minimum on a secured credit card can be a good strategy for building credit, but it should be based on your financial situation and the terms of your credit card. Always prioritize your budget and financial health when making payment decisions.