How can joint investing as a couple be more profitable than investing individually? Select the top 10 "family wealth preservation stocks" for long-term holding over the past 20 years, meeting the following criteria: 1) Consistent and stable dividends, 2) Low risk with high returns, and 3) Related to household expenses (e.g., $COST, $HD).

**Joint investing as a couple can be more profitable than individual investing due to several advantages, including diversified decision-making, shared resources, and potentially lower costs.** When couples invest together, they can:

1. **Diversify Risk**: By pooling their resources and investments, couples can spread risk across a variety of assets, reducing the impact of market volatility on their portfolio.
2. **Leverage Shared Resources**: Joint investing allows couples to combine their financial knowledge, skills, and resources to make more informed investment decisions.
3. **Benefit from Economies of Scale**: Lower transaction fees and higher negotiating power with financial institutions can result from bulk investments, especially when combined with the couple's collective financial power.
4. **Enhance Financial Security**: By investing together, couples can create a stronger financial safety net, providing a buffer against potential financial shocks.

**The top 10 "family wealth preservation stocks" for long-term holding over the past 20 years, meeting the criteria of consistent and stable dividends, low risk with high returns, and relation to household expenses are:**

Dividend Yield > 3%; Dividend Payout Ratio 3%; Dividend Payout Ratio < 60%; Beta < 1; GICS Sector is Consumer Staples; Top 10 Sorted by Quantitative Recommendation Score
|code|stock code|stock name|Last Price|Last Change|Dividend Yield (TTM)[20250213]|Payout Ratio (TTM)[20250213]|beta[20250214]|GICS Sector|Quantitative Recommendation Score|market_code|
|---|---|---|---|---|---|---|---|---|---|---|
|GIS|GIS.N|General Mills|59.065|-0.797783|4.057869|-51.451238|0.9934|Consumer Staples|0.8759593210086576|169|
|KHC|KHC.O|The Kraft Heinz|29.145|-0.358974|5.5481679999999995|-70.32046600000001|0.9956|Consumer Staples|0.8700801114594219|185|
|TGT|TGT.N|Target|128.01|-0.44330400000000003|4.3500049999999995|-46.704805|0.9956|Consumer Staples|0.8355926821523655|169|
|CLX|CLX.N|The Clorox|149.24|-1.014791|3.2413450000000004|-131.410256|0.9903|Consumer Staples|0.8297176633339621|169|
|MDLZ|MDLZ.O|Mondelez|60.92|-0.39241299999999996|3.031226|-50.811161999999996|0.9983|Consumer Staples|0.8177855613932672|185|
|KMB|KMB.N|Kimberly-Clark|133.56|-1.329787|3.6518710000000003|-63.149728|0.9883|Consumer Staples|0.8161356791884609|169|
|FDP|FDP.N|Fresh Del Monte Produce|30.665|-0.373619|3.2427390000000003|-308.843537|0.9979|Consumer Staples|0.8015646474257321|169|
|PEP|PEP.O|Pepsico|144.25|-0.228247|3.692405|-75.098691|0.998|Consumer Staples|0.780330382124104|185|
|HSY|HSY.N|The Hershey|158.08|-1.6976560000000003|3.403423|-47.366087|0.9841|Consumer Staples|0.7423647328997919|169|
|JBSS|JBSS.O|John B. Sanfilippo|72.23|-0.41362200000000005|4.261386|-73.906532|0.9951|Consumer Staples|0.7313510101010101|185|