Lyg is strong buy?

**Lloyds Banking Group (LYG) does not appear to be a strong buy at this time**, as indicated by several factors:

1. **Financial Performance**: LYG's recent financial performance shows a decline in net income and diluted EPS growth rates. The net income YoY growth rate is -2.85%, and the diluted EPS QoQ growth rate is not available. This suggests a potential decline in profitability.

2. **Technical Indicators**: The stock's technical indicators are not favorable. The RSI is at 17.09, which is low and indicates the stock is oversold. However, the MACD is -0.1, and the KDJ is -19.85, both of which suggest a lack of momentum.

3. **Market Sentiment**: The stock's price is trading below its 5-Day, 10-Day, and 20-Day moving averages, which could be seen as a bearish signal. Additionally, the stock is trading below its 30-Day, 50-Day, and 60-Day moving averages, which could further indicate a lack of short-term momentum.

4. **Long-term Trends**: The 3-year CAGR for diluted EPS is -2.84%, which suggests a decline in earnings over the long term. This, combined with the lack of positive short-term indicators, does not paint a picture of a strong buy.

5. **Dividend and Fund Flow**: LYG has a high dividend yield of 5.38%, which could be attractive to income-focused investors. However, the dividend growth duration is only 2 years, and the continuous dividend duration is 14 years, which does not provide a strong buy case based on dividends alone. The net fund flow is positive at $1.92 million, but the block order flow is only $366,435.67, which is relatively small.

6. **Regulatory and Legal Issues**: There are concerns about the full disclosure of the HBOS scandal report, which could impact the bank's reputation and investor confidence.

In conclusion, while LYG has a high dividend yield and positive net fund flow, the decline in profitability, lack of positive technical indicators, and regulatory issues suggest that it is not a strong buy at this time. Investors should exercise caution and consider these factors before making an investment decision.