If you're considering transferring your Vanguard Roth IRA assets to Betterment, I recommend reviewing the following portfolio options:
- Betterment's Automated Portfolio:
- Sustainable Growth: This portfolio is designed for investors seeking long-term growth with a focus on sustainability. It has a moderate allocation to stocks and bonds, with a small allocation to real estate and cash.
- Tax-Efficient Growth: This portfolio is optimized for tax efficiency, which could be beneficial for Roth IRA assets. It has a higher allocation to stocks and a lower allocation to bonds compared to the Sustainable Growth portfolio.
- Betterment's Custom Portfolio:
- Global Equity: This portfolio is designed for investors looking for exposure to global equity markets. It has a high allocation to international stocks and a moderate allocation to emerging markets.
- Global Equity and Bond: This portfolio provides exposure to global equity markets and includes a bond component for diversification and stability. It has a moderate allocation to both stocks and bonds.
When choosing a portfolio on Betterment, consider your investment goals, risk tolerance, and the specific features offered by each portfolio. It's also important to review the fees, investment strategies, and performance history of each option to determine the best fit for your Vanguard Roth IRA assets.