Is clover finance a good investment?

Clover Finance's investment potential appears challenging, considering its negative financial indicators and recent performance.

1. Valuation and Profitability: The negative P/E ratio of -69.19 suggests significant losses, which is alarming. Coupled with a decreasing ROE trend, this indicates poor profitability and management effectiveness.

2. Debt and Risk: The extremely high debt-to-equity ratio of 227.83% is a major concern, implying high leverage and financial risk.

3. Dividend and Market Performance: The dividend yield of 9.04% might seem attractive, but it's essential to consider the sustainability of such high yields in the context of the company's financial health.

In conclusion, given the negative P/E ratio, poor profitability trends, high debt, and recent stock price decline, Clover Finance appears to be a risky investment at this time.