How did TFSL's Q2 2025 EPS forecast compare to past surprises?

TFS Financial's (TFSL) Q2 2025 EPS forecast was not available, and thus, a comparison with past surprises is not possible. However, we can analyze the available data to understand the company's financial performance and market trends. 1. **Current Financial Performance**: TFSL's stock reached a new 52-week low of $11.45, with a trading volume of 434,982 shares. The company's debt-to-equity ratio is 2.43, and it has a P/E ratio of 42.95. The stock has a 50-day moving average price of $12.85 and a 200-day moving average price of $13.02. TFSL reported an EPS of $0.08 for the last quarter, which topped the consensus estimate of $0.06 by $0.02. Research analysts expect a EPS of $0.29 for the current fiscal year. 2. **Institutional Activity**: Institutional investors have shown interest in TFSL, with Maridea Wealth Management LLC purchasing 38,479 shares in the fourth quarter. Parallel Advisors LLC, US Bancorp DE, Quent Capital LLC, JPMorgan Chase & Co., and Charles Schwab Investment Management Inc. have also made changes to their positions in the company. These transactions indicate varying levels of confidence among institutional investors. 3. **Market Sentiment**: TFSL's stock has faced downward pressure, reaching a new 52-week low, which could be indicative of negative market sentiment. However, the company's recent earnings beat expectations, with an EPS of $0.08, which could suggest that the market may be revising its outlook. In conclusion, while a direct comparison of TFSL's Q2 2025 EPS forecast with past surprises is not possible, the available data indicates a mixed picture. The company's recent earnings performance has been positive, with a higher EPS than anticipated, but the stock has experienced a decline, reaching a new 52-week low. The institutional investor activity shows some interest and confidence in the company, which could influence the market's perception of TFSL's future earnings potential.