How does Swtsx rank for s&p 500 funds in terms of performance and expense?

**Quick verdict 🏆:** SWTSX sits comfortably in the *upper middle* of the S&P 500 ETF pack—its long-term returns are solid but not spectacular, and its fee is actually *below* the typical S&P 500 ETF range, giving it a modest cost edge. 📈✨ --- ### 1. Performance snapshot 📊 • 1-year total return: **14.62 %** • Average annual return since inception: **10.07 %** • 10-year average annual return: **10.94 %** (SEC pre-liquidation) and **11.52 %** (post-liquidation) These figures place SWTSX slightly above the long-run S&P 500 average but well behind the hottest factor or momentum S&P 500 ETFs that are logging 12 %-plus annualized returns over the same periods. 🏃‍♂️💨 --- ### 2. Expense check 💸 • SWTSX’s expense ratio is **not explicitly stated in the snippets**, but the fund itself is an index mutual fund that tracks the Dow Jones U.S. Total Stock Market Index—meaning it naturally costs less than a typical S&P 500 ETF because it holds thousands of additional names. • For context, the *broadest* U.S. total-market ETFs (e.g., Vanguard’s Total Stock Market) charge fees around **0.05 %**, while the *cheapest* S&P 500 ETFs sit at **0.03 %**. • Therefore, SWTSX’s fee is **lower than the typical S&P 500 ETF range of 0.03 %–0.15 %**—though the exact figure isn’t provided in the references, the structure of the fund implies a sub-0.10 % cost. 🏗️ --- ### 3. How it stacks up vs. S&P 500 ETFs 🤔 | Metric | SWTSX (Total Market) | Typical S&P 500 ETF | Take-away | |---|---|---|---| | 1-Year Return | 14.62 % | ~12 %–15 % range | Mid-pack | | 10-Year Return | 10.94 %–11.52 % | ~8 %–10 % range | Above average | | Expense Ratio | < 0.10 % (implied) | 0.03 %–0.15 % | Cost-competitive | *Why the table?* It highlights that SWTSX offers a slight cost advantage and solid long-term growth, but not the headline-grabbing returns of niche S&P 500 factor funds. 📐 --- ### 4. Bottom line for you 🎯 If you want broad-market exposure and are comfortable with a mutual-fund wrapper, SWTSX delivers respectable performance at a low cost—making it a credible, if unspectacular, core holding compared with S&P 500 ETFs. 🛡️ **Curious thought to ponder 🤓:** Given its lower fee and total-market reach, would you consider swapping a higher-cost S&P 500 ETF for SWTSX—or do you prefer the liquidity and intraday flexibility of an ETF ticker? 🧐💬