What is SOFI's current stock price in relation to its competitors?
8/26/2025 01:29pm
SoFi Technologies (SOFI) is currently trading at a premium compared to some of its competitors in the fintech industry, reflecting its strong market position and growth prospects. Here's a comparative analysis of SOFI's stock price with respect to key competitors:
1. **Affirm Holdings (AFRM)**: SOFI's stock price is significantly higher than AFRM's, with SOFI closing at $26.15 on August 25, 2025, compared to AFRM's closing price of $77.39. This indicates that SOFI is valued more highly by the market, potentially due to its broader service offerings and more extensive customer base.
|code|Ticker|Name|Date|Closing Price|market_code|
|---|---|---|---|---|---|
|PYPL|PYPL.O|Paypal Holdings|20250102|86.18|185|
|ITUB|ITUB.N|Itau Unibanco Pref ADR|20250102|4.5|169|
|BMO|BMO.N|Bank of Montreal|20250102|97.04|169|
|ING|ING.N|ING Groep|20250102|15.51|169|
|BAC|BAC.N|Bank Of America|20250102|44.29|169|
|HOOD|HOOD.O|Robinhood Markets|20250102|39.44|185|
|UPST|UPST.O|Upstart|20250102|60.8|185|
|AFRM|AFRM.O|Affirm Holdings|20250102|62.51|185|
|MFG|MFG.N|Mizuho Financial Group|20250102|4.89|169|
|SOFI|SOFI.O|SoFi Technologies|20250102|14.13|185|
2. **Robinhood Markets (HOOD)**: SOFI's stock price is also higher than HOOD's, with SOFI trading at $26.15 compared to HOOD's closing price of $107.94. This suggests that the market perceives SOFI as a more mature and stable investment compared to Robinhood, which has faced regulatory challenges and scrutiny.
3. **PayPal (PYPL)**: SOFI's stock price is approximately 60% higher than PYPL's, with SOFI closing at $26.15 and PYPL at $69.48. This indicates that the market values SOFI's diversified business model and its expansion into areas like cryptocurrency and international remittances.
4. **Upstart (UPST)**: SOFI's stock price is significantly higher than UPST's, with SOFI trading at $26.15 compared to UPST's closing price of $69.15. This could be due to SOFI's larger market capitalization and more comprehensive financial services offering.
5. **Bank of America (BAC)**: SOFI's stock price is lower than BAC's, with BAC closing at $49.48 compared to SOFI's $26.15. However, it's important to note that BAC is a traditional banking institution, while SOFI is a fintech company, making direct comparisons less meaningful.
In summary, SOFI's stock price is positioned at a premium compared to many of its fintech peers, reflecting its unique market position and growth prospects. This premium valuation is supported by SOFI's strategic expansions, strong financial performance, and positive market sentiment.