what is NINJA Loans

**Ninja's Expansion into Outdoor Lifestyle Space**: 1. **Strategic Move**: Ninja's launch of the Fireside360 is a bold expansion into the outdoor lifestyle space, aligning with the growing trend of homeowners investing in outdoor upgrades. 2. **Innovation in Outdoor Heating**: The Fireside360 combines an outdoor heating system with a propane fire pit, offering 360-degree heat distribution and smokeless warmth, eliminating the need for constant flame movement and dodging smoke clouds. 3. **Extended Performance Features**: - It provides up to 28 hours of ambient flame operation, up to 11 hours of radiant heat, or up to 8.5 hours of simultaneous heat and flame on a standard propane tank. - This feature eliminates the need for frequent refueling and reduces cleanup time, enhancing the overall user experience. 4. **Market Positioning**: The Fireside360 is priced at $449.99, positioning it as a premium product in the outdoor heating market. Its advanced features and innovative design are likely to appeal to outdoor enthusiasts and homeowners seeking a high-quality, low-maintenance heating solution. 5. **Retail Partnerships**: Plans for additional retail partnerships in the coming months suggest Ninja's confidence in the product's success and its potential to become a staple in outdoor living spaces. **Lygos Finance's Entry into Bitcoin Lending Market**: 1. **Disruptive Innovation**: Lygos Finance's acquisition of Atomic Finance allows for the creation of a non-custodial, DLC-powered bitcoin lending service, which aims to provide a more transparent and secure lending platform compared to traditional custodial services. 2. **Smart Contract Technology**: The use of smart contracts in the form of discreet log contracts (DLCs) enables automated loan management, including collateral release, margin calls, and liquidation, which enhances operational efficiency and reduces counterparty risk. 3. **Loan Offering Details**: Users can take out USD loans against their bitcoin holdings, with a loan-to-value ratio of 60-75% and interest rates expected to be competitive, potentially lower than 15%. 4. **Market Position and Partnerships**: Lygos Finance is targeting institutional investors and family offices, indicating a focus on providing liquidity to sophisticated investors in the bitcoin market. 5. **Industry Impact**: Lygos Finance's entry contributes to the growing ecosystem of non-custodial bitcoin lending services, aiming to rebuild trust in bitcoin-backed lending by offering more transparent and investor-friendly solutions. **One REIT's Commitment to Sustainable Finance**: 1. **Green Loans for Debt Refinancing**: One REIT's use of green loans for debt refinancing demonstrates its commitment to sustainable finance and aligns with environmentally responsible investment practices. 2. **Financial Impact**: The 9,974 million yen in green loans will be used to repay existing borrowings, reflecting One REIT's focus on sustainable operations and potentially enhancing its market positioning as a responsible investor. 3. **Industry Example**: One REIT's initiative serves as an example for other real estate investment trusts (REITs) and financial institutions to integrate green finance into their operations, contributing to a more sustainable investment landscape. These developments highlight innovative solutions in both the outdoor lifestyle and cryptocurrency sectors, showcasing companies' commitment to disruptive innovation and sustainable practices.