What long-term trends can investors see in NMIH's EPS reports?

NMI Holdings (NMIH) has demonstrated a general upward trend in its EPS reports over the past five years, with some fluctuations. Here's a summary of the key points: 1. **Growth Trend**: The EPS for NMIH has increased from $2.13 on December 31, 2020, to $4.43 on December 31, 2024. This indicates a general upward trajectory in the company's profitability over the period. 2. **Yearly Variations**: There have been variations in EPS within individual years. For instance, EPS decreased from $3.84 on December 31, 2023, to $3.39 on December 31, 2022. However, it recovered to $4.43 by the end of 2024. 3. **Stability**: Despite the fluctuations, the company has managed to maintain a relatively stable EPS, which is a positive sign for investors looking for consistent returns. |code|Ticker|Name|Date|Diluted EPS (FY) YoY|Diluted EPS (FY)|market_code| |---|---|---|---|---|---|---| |NMIH|NMIH.O|NMI Holdings|2020|-13.765182186234828|2.13|185| |NMIH|NMIH.O|NMI Holdings|2021|24.413145539906107|2.65|185| |NMIH|NMIH.O|NMI Holdings|2022|27.924528301886802|3.39|185| |NMIH|NMIH.O|NMI Holdings|2023|13.274336283185834|3.84|185| |NMIH|NMIH.O|NMI Holdings|2024|15.364583333333332|4.43|185|